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Dingwall and Roots to make England debuts in Six Nations opener

Steve Borthwick has named debutants Fraser Dingwall and Ethan Roots in his England starting XV to face Italy in the first game of their Six Nations campaign on Saturday.

England have endured a troubled build-up to the Six Nations, losing Courtney Lawes and Jonny May to retirement and Ollie Lawrence, Manu Tuilagi and Marcus Smith to injury since they claimed the bronze medal at the World Cup in France last year.

Furthermore, former captain Owen Farrell and Joe Marchant have made themselves unavailable for selection, forcing Borthwick to name a new-look side for this weekend’s trip to Rome.

Northampton Saints’ Dingwall has been selected at inside centre, while Exeter Chiefs’ Roots will play at blind-side flanker.

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Three further uncapped players are named among the replacements, with Chandler Cunningham-South, Fin Smith and Immanuel Feyi-Waboso on the bench.

Speaking to England Rugby’s website, Borthwick said: “After an excellent week’s preparation in Girona, we look forward to the challenge of playing Italy in Rome.

“We’ll need to make good decisions, keep our discipline, and maintain a level of intensity to our performance from the first whistle to the last.

“Winning a first cap for your country is always a very special occasion. We’re delighted for the debutants who have all worked incredibly hard to get themselves selected in the 23 to face Italy.

“I know Saturday will be a very proud moment for the players and their families. My message to them this week has been to be themselves, to grasp their opportunity, and to play with the strengths and skills that deservedly got them selected to a strong Six Nations squad.”

England XV to face Italy: Freddie Steward; Tommy Freeman, Henry Slade, Fraser Dingwall, Elliot Daly; George Ford, Alex Mitchell; Joe Marler, Jamie George (c), Will Stuart, Maro Itoje, Ollie Chessum, Ethan Roots, Sam Underhill, Ben Earl.

Replacements: Theo Dan, Ellis Genge, Dan Cole, Alex Coles, Chandler Cunningham-South, Danny Care, Fin Smith, Immanuel Feyi-Waboso.

Hydes Brewery introduces new environmental measures across operation

Salford brewer and pub retailer Hydes has announced a raft of new environmental initiatives which will be introduced across the business this year.

New environmental measures for the family-owned brewery include the installation of state-of-the-art inverter drives which control the speed of the motors during the constant brewing process to improve energy savings. A steam generator has also been installed which uses far less energy than other power sources.

The brewery has also been fully lagged with insulation material to maximise energy efficiency, LED movement sensor lights installed throughout and voltage optimisers added to use electricity at 230v allowing significant energy savings to be made.

Further additions to the brewery operation include plant automation reducing inefficiencies and downtime. EV charge points and all dray vehicles are fully solar panel battery powered.

Other initiatives to be implemented include the harvesting of rainwater inside the brewery for cask washing use and investment in an energy-efficient heat pump in the brewery for heating and cooling of the office space.

LED sensor lighting and EV charging stations have also been introduced at a number of Hydes’ pubs. A biomass boiler has been installed at the Stamford Bridge in Chester with the intention of introducing similar energy-efficient boilers to more Hydes pubs.

Adam Mayers, managing director (pictured) of Hydes, said: “We are focused on driving energy efficiency improvements with the brewery, production areas and across all sites. We are acutely aware that our brewery and pubs have a significant impact on communities and the environment, therefore we must work sustainably and responsibly to ensure we can safeguard the future of our business and protect the planet.”

Hydes, with its brewery in Media City, was formed in 1863 and supplies beers to wholesalers, pub companies and other brewers throughout the UK. The business celebrated its 160th anniversary last year.

Vernon Building Society gears up for its 100th birthday

Vernon Building Society turns 100 on March 27 and is proud to have the same values as it did back in 1924.

Vernon Building Society head office in Stockport Most notable is the provision of customer service and an unwavering commitment to the high street, where it would consider opening new branches if there was demand.

Consumer rights group Which? revealed that banks and building societies have closed 5,818 branches in the last nine years – more than half the branches that were open at the start of 2015.

Bucking the trend

However, while other banks and building societies are disappearing from high streets, the Stockport mutual is mid-way through a £1.1m investment into its high street branch network. This includes its refurbished St Petersgate HQ in Stockport, due to complete in February.

Steve Fletcher square The Vernon’s dedication to its members and partners is paying off, with the society seeing growth last year of 14.1% on customer deposits and 10.4% on the mortgage book.

Steve Fletcher, chief executive (pictured left) said: “For 100 years, we’ve been delivering a personal service through our branch network, and we hope to do so for the next century.

“We’re absolutely committed to the high street. It’s why we’re bucking the trend by investing in our branches while others are closing them, and also by refusing to use automated answering services and overseas call centres.

“I can also reveal that we’re open to potential new branch locations, collaborations and banking hubs in the future.”

Vernon Charitable Foundation

To mark its 100-year milestone, Vernon Building Society has launched the Vernon Charitable Foundation. Set up with more than £100,000 in the fund, it marks a step change in the Vernon’s charitable giving which aims to support local enterprise and grass-roots charitable work based in Greater Manchester and Cheshire.

As part of its centenary celebrations, The Vernon is also teaming up with a respected historian to reveal some of its rich history.  It hopes to uncover more about the Society’s founder, the pivotal role it had supporting returning WWII soldiers to buy their own home in 1945 and how it helped Members financially survive the 2008 economic downturn.

Lewis Hamilton to join Ferrari for 2025 F1 season

Lewis Hamilton will leave Mercedes and join Ferrari ahead of the 2025 Formula 1 season, according to widespread reports.

Hamilton has failed to win a race and has cut a frustrated figure throughout the last two campaigns, with Mercedes battling reliability issues with their W13 and W14 cars.

The seven-time world champion was linked with moves to both Red Bull and Ferrari last year, only to sign a new two-year deal with Mercedes last August.

However, on Thursday widespread reports claimed that deal has a break clause after the 2024 campaign, and Hamilton is now set to partner Charles Leclerc for the 2025 season.

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In 2019, Ferrari admitted to holding talks with the then-world champion about the prospect of him joining them in the future.

Last November, meanwhile, Red Bull team principal Christian Horner claimed Hamilton’s representatives had approached both Red Bull and Ferrari about a prospective move, though the Mercedes driver refuted those suggestions.


However, Sky Sports have now reported a deal is in place for Hamilton to join the Scuderia from the 2025 season onwards, with the BBC claiming an official announcement could be made as early as Thursday.

Hamilton looks set to take the seat currently held by Carlos Sainz, whose deal with the team expires at the end of the upcoming 2024 season.

Leclerc signed a new contract with Ferrari to run beyond the end of 2024 last week, but reports had suggested little progress had been made in talks with Sainz.

Ferrari were edged out by Mercedes for second place in the constructors’ standings in a disappointing 2023 season, with Leclerc placing fifth in the drivers’ championship and Sainz languishing in seventh.

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THE MAJOR MOVES SO FAR

  • Crystal Palace have signed teenage midfielder Adam Wharton from Blackburn for a fee rising to £22million.
  • Bournemouth have completed the signing of Turkey striker Enes Unal on an initial loan deal with an obligation to buy for £14m at the end of the season.
  • Burnley have signed French defender Maxime Esteve on loan from Montpellier. They have also snapped up Lorenz Assignon on a similar deal from Rennes.
  • Aston Villa have signed forward Morgan Rogers from Middlesbrough. Villa will pay an initial £8m potentially rising to £16m if all add-ons are met.

2300: And that is that!! The window is closed!

One deal to mention before we go is Strasbourg goalkeeper Matz Sels has joined Nottingham Forest for a reported fee of £5m.

Another one to watch out over the next hour or so is Chelsea striker Armando Broja finalising his loan deal to Fulham. We will round everything up in the morning. Until then, goodnight!

2250: With just 10 minutes to go till the deadline, Tottenham striker Alejo Veliz has joined Sevilla on loan until the end of the season.

2240: As we mentioned earlier, Bournemouth have completed the signing of Turkey striker Enes Unal on an initial loan deal with an obligation to buy for £14m at the end of the season.

Sunderland have snapped up Hungary international Callum Styles from Barnsley on loan.

2215: Struggling Burnley have signed another defender, Lorenz Assignon, on loan from Rennes until the end of the season.

Aston Villa have signed Australia goalkeeper Joe Gauci from Adelaide United for an undisclosed fee.

2150: Villarreal have signed Bertrand Traore on a free transfer after his Aston Villa contract was cancelled earlier in the day.

2130: Lyon have signed Nottingham Forest midfielder Orel Mangala on loan until the end of the season. The Ligue 1 club have the option to make the move permanent in the summer.

Another player moving to France from London is Chelsea’s Andrey Santos who has joined Strasbourg on loan. Santos spent the first half of the season on loan at Forest.

Sheffield United have signed centre-half Mason Holgate on loan from Everton until the summer.

2100: A few deals to catch up on. West Brom have signed Celtic winger Mikey Johnston, Brighton have snapped up Sunderland youngster Josh Robertson and Liverpool have sent defender Billy Koumetio to Blackburn on loan for the rest of the season.

Manchester City have also allowed a defender to leave with Josh Wilson-Esbrand moving to Cardiff on loan.

1925: Back to football and the BBC are reporting Bournemouth have completed the loan signing of Turkey striker Enes Unal from Getafe until the end of the season. The deal will be confirmed following tonight’s game at West Ham.

Bournemouth have also let a player go with Wales striker Kieffer Moore joining Ipswich on loan until the end of the season.

1920: Who’d have thought Lewis Hamilton would be involved in the biggest deal on deadline day? The seven-time world champion’s move from Mercedes to Ferrari has been confirmed and he will join the Italian team ahead of the 2025 season. Read more on that here…

1900: Things are finally starting to happen! Burnley have completed the loan signing of France Under-21 defender Maxime Esteve from Montpellier until the end of the season. As is often the case, Burnley have also won the presentation video on Twitter…

1845: As mentioned earlier, Crystal Palace were expected to complete the signing of Blackburn’s Adam Wharton today and it has finally been done! Wharton, 19, has signed a five-and-a-half-year deal at Selhurst Park for a fee reported to be £18m rising to £22m. He said: “I’ve always wanted to play in the Premier League and to play for such a big club like Crystal Palace is a great honour. The way they’ve brought players from the Championship and developed them into world-class players in the Premier League is something that stood out to me, and it’s a big reason why I wanted to come here.”

1815: Eintracht Frankfurt have completed the loan signing of Paris-Saint Germain striker Hugo Ekitike until the end of the season. Eintracht also have the option to make the deal permanent in the summer for a fee in the region of €30m.

1744: Widespread reports suggest Fulham have agreed a fee with Chelsea to take striker Armando Broja on loan for the rest of the season. The Independent suggest the price is £750k but it could rise to as much as £4m if he does not play in a certain number of games.

1705: Manchester United have allowed 19-year-old midfielder Isak Hansen-Aaroen to join Werder Bremen on a permanent deal. Hansen-Aaroen moved to Old Trafford from Tromso in 2020 but failed to make a first-team appearance.

1650: One deal that was expected to go through today was Crystal Palace signing Blackburn midfielder Adam Wharton. A £22.5m deal has reportedly been agreed but still no official confirmation as yet.

1640: The BBC are reporting Real Betis have agreed an €8m fee with West Ham to take midfielder Pablo Fornals back to Spain. That seems a bargain price in today’s market.

West Ham also appear set to lose Benrahma with the winger pictured in Lyon training gear prior to undergoing a medical.

1630: Still very little going on. One deal that went through earlier was Rodrigo Ribeiro signing for Nottingham Forest on loan from Sporting Lisbon. The 18-year-old has been discussing the move on the club’s YouTube channel. He said: “I’m very happy to be here, it is a great opportunity for me. I’m very excited to know my new team-mates, the team, the club, the stadium. I’m very happy. It’s the best league in the world. For me, it’s a dream to play in this league and for this club.”

1600: Another deal in the Championship with Hull signing Turkey international Abdulkadir Omur from Trabzonspor for an undisclosed fee.

1525: It’s not just England that has seen little action today – the same can be said for the rest of Europe. One deal that has gone through, though, is Bayern Munich bringing forward their signing of Bryan Zaragoza from Granada. Zaragoza was due to move to Bavaria at the end of the season but the Bundesliga champions have decided to take him permanently now.

1515: It’s so quiet on the football front, Sky Sports News are discussing Lewis Hamilton’s move to Ferrari with Paul Merson and David Prutton…

1500: Another outgoing at Arsenal with winger Charles Sagoe Jnr joining Swansea on loan until the end of the season.

1438: Arsenal have recalled goalkeeper Alex Runarsson from his loan spell at Cardiff and terminated his contract. That allows him to join FC Copenhagen with confirmation from the Danish end expected this afternoon.

1425: Lazio, who were reportedly interested in Sunderland’s Jack Clarke, have agreed a verbal deal to take Fenerbahce’s former Rangers winger Ryan Kent to Rome, according to Sky Italy.

Sky Sports News are also reporting Real Betis are interested in signing West Ham midfielder Pablo Fornals.

1400: Forest have apparently made a breakthrough in their search for a new goalkeeper with Matz Sels flying to England from Strasbourg to undergo a medical, that’s according to transfer don Fabrizio Romano.

Elsewhere, Sean Dyche says it’s “improbable” Everton will strengthen today – no real surprise given their financial situation.

Fulham boss Marco Silva was remaining tight-lipped on his reported pursuit of Armando Broja.

1230pm: This is shaping up to be one of the quietest deadline days in recent years. It will likely heat up as 11pm approaches but it seems the PSR have scared clubs off.

In moves that may happen, Burnley are closing in on right-back Lorenz Assignon from Rennes. That could free up  Connor Roberts to join Leeds on loan.

12pm: One man who is not going anywhere is Tottenham midfielder Pierre-Emile Hojbjerg. The Denmark midfielder had been linked with Lyon but, speaking after last night’s win over Brentford, he confirmed he will remain at Spurs. He said: “I definitely feel I can help the team, and again I showed today that I’m ready. Of course, like everyone, want to start every game – there’s no secret in that. We’re all ambitious but I think the importance is we stay ambitious on behalf of the team. This is the main [thing] that we keep our ambitions from the team’s perspective.”

Dipping into the Championship and there’s been two expected moves at Sunderland with experienced midfielder Alex Pritchard leaving to join former boss Tony Mowbray at Birmingham while the Wearsiders have spent a reported £2m on signing former Tottenham youngster Romaine Mundle from Standard Liege.

West Brom are close to a deal to sign Celtic winger Mikey Johnston and Leeds have reportedly enquired about Leicester’s former Stoke centre-half Harry Souttar.

It seems Ipswich have won the race to sign Bournemouth striker Kieffer Moore on loan for the rest of the season. It’s reported the Championship high-flyers will cover 75 per cent of Moore’s £40k-a-week wages.

1145am: We don’t have any more big completed moves to bring you, but there is still plenty of activity across the Premier League and elsewhere.

West Ham winger Said Benrahma has been linked with an exit throughout the month, and he is reportedly on his way to France after the Hammers accepted a loan offer from Lyon, who will take on an obligation to buy the Algerian for £15m at the end of the season.

However, there have also been reports that Fulham want to hijack the move, and we expect Marco Silva’s men to be busy today. The Athletic have reported that Sebastien Haller rejected the chance to join them from Borussia Dortmund overnight, so they are still chasing a striker.

We’ve also seen suggestions that Chelsea are interested in versatile Paris Saint-Germain defender Nordi Mukiele, though it seems his current club are unwilling to sell on deadline day.

1115am: Finally, we have a significant move in the world of football with Aston Villa snapping up young forward Morgan Rogers from Middlesbrough. Rogers only joined the Teessiders six months ago from Manchester City but has made a big impression, scoring seven goals and assisting eight in all competitions this season. The fee is reported to be £8million rising to £16m.

11am: The biggest move on deadline day might not even involve a footballer given the sensational news that Lewis Hamilton is on the verge of joining Ferrari from Mercedes. Read all about it here…

1015am: Plenty of rumours knocking round as you would expect, although it seems the ‘big’ clubs (depending on Richard Masters’ definition) appear to be quiet with few, if any, incomings expected at the likes of Manchester United, Liverpool, Manchester City and Arsenal.

Elsewhere, Fulham are sniffing around Chelsea striker Armando Broja. Wolves are another suitor having been knocked back in their bid to sign Brazilian Yuri Alberto.

Sky Sports News report Bournemouth have agreed a deal to sign Getafe striker Enes Unal. The deal is an initial loan with an obligation to buy for £13.3m (€16.5m). This does not mean Dominic Solanke will be heading out, however.

Nottingham Forest love a transfer. In addition to signing Ribeiro, they are reported to be chasing Strasbourg goalkeeper Matz Sels while full-back Serge Aurier could be heading to Galatasaray.

10am: Good morning and welcome to our deadline day blog, covering all the moves before the window closes at 11pm tonight.

It has been a quiet window so far with clubs worried about overspending, particularly given Everton’s 10-point penalty for breaching the Premier League’s Profitability and Sustainability rules.

Nevertheless, there could well be some late moves as clubs look to strengthen their squads for the remainder of the season and beyond.

Leep Utilities signs NAV Adoption Framework Agreement with Persimmon Homes

Salford-headquartered Leep Utilities has been appointed as a partner of Persimmon Homes New Appointments and Variants (NAV) adoption framework.

The UK leading owner and operator of last-mile utility networks will now own, maintain and operate the clean and wastewater networks for the housebuilder’s new developments across England.

Persimmon Homes will ensure that all its regional offices will work only with pre-approved partners to obtain asset values – ensuring consistency and transparency of offers and adherence to pre-agreed terms.

Leep Utilities – the UK’s largest adoption-only NAV – has already been awarded multiple projects by housebuilder.

The first scheme secured by Leep is The Hawthorns – a development of 350 two, three, four and five-bedroom new homes in Leicestershire. It’s being built in line with new Part L regulations and offers a 31% reduction in carbon emissions.

After successfully submitting detailed applications to industry regulator Ofwat, Leep has already exceeded the recommended six-month timeframe set for insets to be granted – highlighting the firm’s proactivity, experience and agility during the tender process.

Prior to being adopted by Leep, the firm will work in collaboration with Persimmon Homes-appointed Self-Lay Providers (SLPs) who will install the water networks.

Leep Networks (Water) Ltd – a subsidiary of Leep Utilities – is already a water and sewerage undertaker for many prestigious UK developments including MediaCityUK and Liverpool International Business Park. It provides safe and reliable water to 35,000 residential and commercial developments across the UK, managed from its Salford headquarters and Berkshire base.

Embracing ambitions

Gus Watt, group director of energy networks, at Persimmon Homes, said: “Persimmon prioritises engaging with progressive partners who are able to embrace our ambitions as a business.

“The success of our communities depends on our approach to utilities management, with framework partners being integral to this through the support and expertise they give to our regional teams and supply chain.”

Louise Manfredi, CEO of Leep, said: “Working with NAVs brings many cost and service benefits to housebuilders and developers, whilst assisting the overall efficiency of development activity. And this is especially true when delivering multi-utility solutions.

“It’s most encouraging to see the growing prevalence of Ofwat-regulated NAVs in the market, which is driving competition and at the same time enabling more efficient housing and commercial development and driving innovation. And what an enviable position we’re now in, operating at the forefront of the water industry and working nationally with a leading housebuilder to increase the UK’s housing supply.”

Six Nations 2024: France host Ireland, England visit Italy and Wales take on Scotland – preview, how to watch and predictions

This year’s Six Nations begins on Friday with a titanic battle between the last two Grand Slam champions in France and Ireland, with the winner of the opener sure to cement their status as tournament favourites.

Having endured another miserable campaign in 2023, England will be desperate to make a strong start when they visit Italy on Saturday, before Wales welcome Scotland to Cardiff.

Here, we run the rule over the opening set of fixtures, looking at each team’s preparations and offering our predictions for opening weekend.

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France v Ireland

The Six Nations begins with a bang on Friday, with the two pre-tournament favourites doing battle at the Stade Velodrome as France face Ireland.

With both sides having achieved the Grand Slam when winning the last two editions (France triumphing in 2022 and Ireland emerging victorious last year), a blockbuster encounter is expected.

Add in the fact that both sides are desperate to atone for their quarter-final exits at last year’s Rugby World Cup, and we have all the ingredients for a classic.

While France will be without captain and 2021 World Player of the Year Antoine Dupont, who has been criticised in some quarters over his decision to skip the Six Nations and play sevens in preparation for the Paris Olympics, their talent pool runs deep.

Damian Penaud enters the tournament just three tries short of the national record held by Serge Blanco (38), while Gregory Alldritt, Matthieu Jalibert and Thomas Ramos are among the form players in Europe.

Ireland must also adapt following Johnny Sexton’s retirement, with Peter O’Mahony taking over as skipper for Andy Farrell’s side, who suffered last-eight heartache against New Zealand when they were last in France.

A repeat Grand Slam looks a tough ask given their schedule, but if Ireland can overcome France, as they did on home soil 12 months ago, the excitement around Farrell’s men will only grow.

Italy v England

France and Ireland are not the only teams adapting to changes ahead of this year’s tournament, with England boss Steve Borthwick picking Jamie George as his new skipper after Owen Farrell’s decision to make himself unavailable for international selection.

With England losing three of their five fixtures during each of their last three Six Nations campaigns, a significant improvement is needed this time around, but selection problems have overshadowed their preparations.

Borthwick’s team took advantage of landing on the weaker side of the draw to reach the semi-finals of last year’s World Cup, but he has had plenty of selection issues to contend with in the build-up to this tournament.

Joe Marchant has joined Farell in making himself unavailable, while Courtney Lawes and Jonny May retired after the World Cup and both Ollie Lawrence and Manu Tuilagi are injured. Fly-half Marcus Smith, meanwhile, will miss the trip to Rome due to a calf problem.

However, they will still be confident of making a winning start against Italy, who have only recorded one victory in the last eight editions of the Six Nations.

A convincing victory could be just the tonic for England after their troubled build-up, particularly with grudge matches against Wales and Scotland on the horizon.

Wales v Scotland

The opening round of fixtures will be rounded off in Cardiff, where Wales have not lost to Scotland since 2002, the Scots’ only away win in this fixture coming in Llanelli during the COVID-19 pandemic in 2020.

Wales enter the tournament in something of a rebuilding phase, having only managed one victory during last year’s Six Nations, their disappointing campaign coming against a backdrop of financial problems at the Welsh Rugby Union which led players to threaten strike action.

They have different issues this year, with captain Jac Morgan injured and Louis Rees-Zammit – their leading try-scorer at the World Cup – heading stateside to pursue an NFL career.

However, Warren Gatland’s side inspired hope with their promising run at the World Cup, which ended at the hands of Argentina in the last eight, and they have previous when it comes to springing surprises.

If Wales are to force themselves into contention for a record-equalling 29th outright Six Nations crown, Saturday’s clash with Scotland could be key.

Scotland made a flying start to the 2023 tournament with wins over England and Wales and have become a tough nut to crack under Gregor Townsend, posting three wins in five of their last seven Six Nations campaigns.

If they can end their long wait for a win in the Welsh capital, Scotland may just fancy their chances of troubling the favourites.

How to watch

Every game of the Six Nations will be shown by either the BBC or ITV in the UK. Friday’s opener in Marseille will be shown by ITV, as will England’s trip to Rome, while the BBC will screen Wales versus Scotland.

Predictions

England should get their campaign up and running in routine fashion and will have the bonus point in their sights against an Italy team they beat 33-0 on their last trip to Rome in 2022.

The other two contests are tougher to call, but Wales’ issues could be compounded by an efficient Scotland side. Home advantage may not be enough for Gatland’s men, but we expect France to come out on the right side of a thriller on Friday, avenging last year’s defeat in Dublin and laying down a marker for the rest of the tournament.

UK Start-up launches new forklift platform in Manchester

UK-based startup Forkify today announces the official launch of its new online platform which helps people in Manchester to buy or hire forklifts

Forkify aims to simplify the forklift hire and sales process by connecting customers with forklift suppliers using proprietary technology. 

Users can submit their forklift requirements on the website, before being matched with a forklift dealership who can fulfil the order. 

Forkify has set up partnerships with high quality dealerships across the city. Thanks to its proprietary technology, the company is able to match these dealerships with the end user based on their location and specific requirements. 

Will Bradley, co-founder and CEO, said: “Finding the perfect forklift can be an expensive and time consuming process. Forkify allows you to do it in under two minutes and gives you peace of mind you’re getting value for money.”

Forkify has generated interest across a range of industries – namely warehousing, construction and manufacturing, where forklifts are integral to day-to-day operations. 

Jake Dickerson, co-founder and CTO said: “Manchester is a really strong market for the materials handling sector. Everyone always wants the best deal possible, and with forklifts that’s no exception.”

The platform has also been welcomed by forklift suppliers, since it enables them to take advantage of online demand they might not otherwise capture. 

You can find out more at https://forkify.com 

 

VibePay Revolutionises Payments Industry with New Messaging Feature

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VibePay, the cutting-edge account-to-account payment platform, is delighted to unveil its latest innovation: messaging within channels. This pioneering feature is set to redefine the user experience, merging the convenience of communication and financial transactions into a single, unified channel.

Gone are the days of juggling between messaging and payment platforms. VibePay’s latest update allows users to seamlessly interact with peers, family, and clients while engaging in financial exchanges, all within one integrated space, thus rendering the cumbersome process of copying and pasting bank details obsolete.

A standout benefit of this update is the secure exchange of financial information, eliminating the risk associated with sharing banking details over conventional messaging platforms like WhatsApp or Messenger. VibePay’s unique VibeMe links ensure transactions can be made and received while safeguarding users’ banking information, heralding a new era of secure and user-centric digital payment solutions.

The feature also introduces bidirectional communication channels between businesses and consumers, a move VibePay believes will significantly benefit small and medium-sized enterprises (SMEs) and sellers by facilitating direct engagement with customers within the payment platform. This integration could potentially save businesses substantial amounts on traditional communication services such as MailChimp.

Chris Franklin, VibePay’s Chief Marketing Officer, expressed enthusiasm about the update: “We are excited to bring a new dimension to the world of payments with the introduction of messaging in the VibePay app,” highlighting the feature’s ability to make transactions more interactive and providing businesses a direct and cost-effective way to communicate with their customers.

Key Features of the Messaging Integration in VibePay:

  • Secure Transactions: Avoid sharing sensitive bank details on conventional messaging platforms.
  • Seamless Communication: Experience a cohesive platform for both messaging and payments.
  • Direct Business-Customer Interaction: Enable SMEs and sellers to directly connect with their customers, strengthening relationships.
  • Cost Savings for Businesses: Utilise the messaging feature to potentially save significant amounts on traditional communication platforms.

With the launch of in-app messaging, VibePay continues to lead in the digital payments space, offering a comprehensive, secure service for financial and communicative needs.

To delve into the future of payments combined with messaging, download the VibePay app’s latest version. For additional details, please visit www.vibepay.com.

FD Capital Urges UK Government for a Corporation Tax Reduction to 19% in Upcoming March Budget

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FD Capital, a front-runner in financial recruitment within the UK, is advocating for a reduction in both personal and corporate taxes in the upcoming March budget, voicing opposition to the recent hikes in Corporation tax. The agency is pressing the government to promptly revert to a 19% corporation tax, or lower, to prevent further detriment to the nation’s economic future.

The firm suggests that the government could lower corporation tax to 19% in the March 2023 budget by curtailing government expenditure and downsizing the civil service, strategies the government has already hinted at before this year’s general election.

Corporation tax is identified as the tax most detrimental to economic health, often leaving employees and the general populace to shoulder its impact. Reducing corporation tax is seen as a boon for all economic facets, enhancing salaries and attracting new international investments.

The government had previously reduced corporation tax from 28% to 20%, and then to 19% in 2018. Rishi Sunak, in his capacity as chancellor at the time, declared an increase to 25% from April 2023, attributing it to pandemic-related government revenue losses. Liz Truss, during her brief tenure, suggested scrapping this increase. The hike was executed in 2023 by Jeremy Hunt, serving as Chancellor under Rishi Sunak.

Contrary to the belief that corporations primarily suffer from higher corporation tax rates, recent studies indicate that the adverse effects are distributed between business owners and lower-income employees.

For the UK to thrive post-Brexit, it’s crucial to establish itself as a prime business locale globally. However, its corporation tax rate lacks competitiveness, especially compared to the Republic of Ireland’s 12.5% rate, which is notably lower just across the Irish Sea.

The proposition to lower corporation tax to 19%, funded by trimming the civil service to numbers seen before the pandemic and Brexit, is seen by FD Capital as a pathway to revitalising the UK economy, enhancing global competitiveness, and fostering economic growth through heightened business assurance and new investments.

For further insights into FD Capital and its economic and recruitment analyses, visit at https://www.fdcapital.co.uk