Home Blog Page 7

Millions of motorists could be mistaken about driving someone else’s car on their insurance

0

New study highlights confusion around Driving Other Cars cover, with a quick policy check helping drivers avoid unexpected insurance gaps.

  • 77% of UK drivers are either incorrect or unsure about whether their annual policy lets them drive another person’s vehicle.
  • 60% do not realise Driving Other Cars cover usually only provides third party protection.
  • 17% face both misunderstandings, representing an estimated 6.8 million motorists who may wrongly believe they have full cover.
  • Reviewing your insurance policy before borrowing a car only takes a couple of minutes.
  • For the full research findings visit: covertime.com/guides/insurance-knowledge-gaps

LONDON, UK, July 9, 2026 – Millions of drivers across the UK may be relying on assumptions instead of checking the details of their insurance before borrowing a vehicle. New research from Covertime.com suggests uncertainty around Driving Other Cars cover is widespread, leaving many motorists unaware that they could be driving without the protection they expect.

The research, conducted by temporary car insurance provider Covertime, surveyed 1,120 UK licensed drivers. It found that more than three quarters, 77%, either incorrectly believe or are unsure that their annual motor insurance allows them to drive someone else’s car. In many cases, Driving Other Cars (DOC) cover is not included, especially for younger or less experienced motorists.

The survey also found that 60% of drivers did not know that DOC cover, where available on a comprehensive policy, is generally limited to third party protection. This means damage to the borrowed vehicle is not usually covered.

Researchers also identified that 17% of UK drivers, around 6.8 million people, hold both misconceptions. They believe they can drive another person’s vehicle under their own policy while also being unaware that any DOC cover is usually third party only. This combination could leave drivers believing they are fully insured when they may have little or no protection.

The findings are significant because driving without valid insurance can have serious consequences. According to the Motor Insurers’ Bureau, around 300,000 uninsured vehicles are driven on UK roads every day, creating an estimated £1 billion annual cost to the economy. Last year, almost 160,000 uninsured vehicles were seized, the highest number recorded in 17 years. The survey suggests confusion may be contributing to this issue.

Tom Warsop, motor insurance expert at Covertime, said: “This is not about catching people out. It is about helping drivers understand what their policy actually covers before they borrow a car.

“The most important step is to check your insurance rather than assume you are covered. It only takes a couple of minutes.

“Driving Other Cars cover is not included with many comprehensive policies and, where it is available, it is normally restricted to third party cover. That means it protects other road users, not the vehicle you are borrowing.

“If your policy does not include the cover you need, temporary insurance can provide comprehensive protection for the borrowed car.”

For the full research findings visit: covertime.com/guides/insurance-knowledge-gaps

Birmingham VR initiative recognised for innovation in helping schools prevent youth violence

0

BIRMINGHAM, UK. July 10, 2026 – Birmingham immersive technology specialist Virtual Decisions has received the Midlands Education Award for Innovation in recognition of its pioneering virtual reality programmes that help schools and youth justice organisations educate young people about knife crime, antisocial behaviour and county lines exploitation.

Using immersive virtual reality, the programmes place participants in realistic situations where they must make decisions and experience the consequences in a controlled environment. Designed using trauma-informed practices, the experiences encourage learning and discussion while avoiding the risk of retraumatisation. The programmes are currently being delivered in schools, pupil referral units and youth justice settings across the UK.

Originally developed in Birmingham, Virtual Decisions‘ programmes are now used throughout the UK and overseas. Since 2020, they have engaged an estimated 80,000 to 100,000 young people. Created by co-founders Stuart Lane and Claire Downes, the VR experiences and accompanying educational resources are embedded within youth justice teams, local councils, schools, police forces and Violence Reduction Units, helping address issues including knife crime, antisocial behaviour, exploitation, identity and peer influence.

Stuart Lane, Co-Founder of Virtual Decisions, said: “Winning this award is a proud moment, but the work is what matters. We’re using immersive technology to reach young people at the point where early intervention can make a real difference. These programmes are built to be honest about the realities of knife crime and exploitation, without ever putting young people back in harm’s way.”

The programmes continue to make a positive impact in schools and local communities. A teacher working with Nuneaton Bedworth United to Achieve said: “The children talked very highly of how good the session was and how much it had made them think. Both packages have really supported our children to see how things can go so wrong if you take certain paths in behaviour and life. It has also got the children talking to school staff more openly about things they see.”

Virtual Decisions partners with schools, local authorities, youth services, police and crime commissioners across the Midlands. Its VR programmes are designed to strengthen existing early intervention and violence reduction strategies by providing practical support for practitioners alongside measurable outcomes.

Following its success across the UK, the company is continuing its international growth with new partnerships in Ireland and Australia. Virtual Decisions has also commissioned additional VR experiences, broadening its programme offering to address a wider range of issues affecting young people.

Modern Honeymoons Are Moving Beyond the Traditional Island Escape

0

The idea of the perfect honeymoon is evolving. While peaceful beaches and luxurious villas remain part of the dream, many couples now want their getaway to include new experiences, different dining options and the flexibility to enjoy more than one side of paradise without sacrificing comfort.

For many years, honeymoon travel centred on one simple concept.

A private island. A luxurious villa. An infinity pool. Days spent completely disconnected.

Although relaxing, that style of holiday can begin to feel repetitive after a few days.

Today’s luxury travellers are embracing destinations that combine tranquillity with opportunities to explore. One day might be devoted to water sports and marine life, while the evening could end with live entertainment or dinner somewhere entirely different. Privacy is still appreciated, but variety has become part of the luxury experience.

That trend is helping redefine holidays in the Maldives.

Guests at SAii Lagoon Maldives, located within CROSSROADS Maldives, can enjoy a connected destination that makes changing the pace of their holiday simple and effortless.

Mornings may begin with breakfast by the sea before kayaking or snorkelling in crystal-clear waters. As the day unfolds, couples can head to The Marina @ CROSSROADS to shop, enjoy waterfront dining or experience a lively social atmosphere that stands apart from the traditional island retreat.

The recently introduced 1Journey, 3 Vibes concept offers even more flexibility. Guests can experience SAii Lagoon Maldives, Hard Rock Hotel Maldives and SO/ Maldives within a single holiday, discovering three unique resort styles without complicated transfers or repacking luggage.

The focus is not on travelling between islands but on enjoying a different experience whenever the mood changes.

Located just a short 15-minute speedboat journey from Velana International Airport, CROSSROADS also saves guests from lengthy domestic flights and seaplane connections.

Adding to the experience is SAii Lagoon Maldives’ Just the Two of Us package, created for honeymooners and couples celebrating anniversaries.

The experience includes a romantic villa welcome with chilled wine, gourmet breakfasts accompanied by sparkling wine, complimentary snorkelling, kayaking and pedal boating, plus a candlelit beach dinner for stays of five nights or longer. Early arrivals and late departures provide extra flexibility, while relaxing at SAii Spa or spending time at The Marina ensures every day feels fresh and memorable.

The Maldives remain a dream honeymoon destination. The difference today is that couples are looking for experiences that offer both serenity and variety.

More households are being drawn into Inheritance Tax

0

Beaumont Wealth is urging individuals and families to review their estate planning, as increasing property prices and long-standing frozen Inheritance Tax thresholds mean that many estates which previously fell outside the rules could now face an unexpected tax liability.

Why are more families paying Inheritance Tax?

Many people believe Inheritance Tax is only an issue for the wealthiest households. However, with the nil-rate band remaining unchanged until 2030 and house prices continuing to rise, more estates are now exceeding the available allowances.

For many families, this only becomes clear once they receive professional financial advice.

Why planning ahead matters

There are several ways to reduce a potential Inheritance Tax bill. These may include making use of gifting exemptions, considering trusts where suitable, and reviewing pensions and investment arrangements.

Some of these strategies require time before they become fully effective, making early planning an important part of protecting family wealth.

More than a financial consideration

Inheritance Tax is not simply about tax. It also affects how much wealth can be passed to future generations and whether loved ones receive the inheritance intended for them.

Without careful planning, beneficiaries could face significant tax charges, which may result in difficult choices involving the family home, investments or other valuable assets.

Clearing up common myths

A common misunderstanding is that Inheritance Tax only affects wealthy individuals. In reality, a combination of property, savings, investments, pensions and life insurance can quickly take an estate above the available thresholds.

Another misconception is that writing a will is enough to solve any Inheritance Tax issues. While having a will is vital, it does not automatically reduce the amount of tax that could become payable.

Mark Evans, Managing Director at Beaumont Wealth, said: “Many people are surprised to discover that their estate may be liable for Inheritance Tax. The good news is that planning opportunities are available. Taking professional advice can help ensure more of your wealth passes to the people you care about most.”

Helping secure your family’s future

Inheritance Tax planning is about more than reducing tax. It provides reassurance that your savings and assets are protected and that future generations benefit from the wealth you have built.

A financial adviser can explain the options available and help develop a plan that reflects your family’s circumstances and long-term objectives, increasing the amount that can be passed on.

Regular reviews are also important to ensure estate plans continue to reflect changes in legislation, family situations and property values.

For tailored advice on protecting your family’s wealth, contact Beaumont Wealth today at www.beaumontwealth.co.uk or call 0330 124 7860.

How outsourced finance helps Manchester SMEs make better decisions

SMEs account for 99% of Manchester’s business base, and employ 71% of its workforce. The city’s tremendous growth, productivity, and attractiveness to foreign investment all come from this strong base of independent tech, finance, manufacturing, and creative industries. Despite these promising prospects and Manchester’s heavy investment in the infrastructure that links them, many SMEs are still struggling. 

Labour is expensive, and highly-skilled labour is in short supply. Operating costs for commercial property and energy continue to rise, and digitisation is proving difficult for some to adapt to. Though local councils and private capital groups have expanded their funding options, these complexities require strategic thinking across the business and are not necessarily fixed by an injection of cash. Outsourced finance teams offer the Manchester SMEs the resources and expertise they need to navigate the turbulent economic landscape. 

All decisions are financial decisions 

The ever-accelerating pace of technological innovation and the gradual lowering of entry barriers to commerce mean that SMEs face more competition than ever before

In fast-paced markets like Manchester, business leaders are pressured to make the big decisions much earlier in their company’s journey than they otherwise would. They have to consider how the company structure will change with growth, funding options, which software they should invest in, and make calls on cash flow management before they even have a solid idea of how their performance compares, just to stay ahead of the curve. 

Each decision, whether made at these early stages or well into a business’s lifecycle, carries hidden costs, and relying on guesswork makes them much more difficult to predict. A professional hand at the wheel can offer informed guidance through regular reporting and an in-depth understanding of both the company’s current position and broader market conditions. 

Compliance is only a baseline 

Most SMEs handle bookkeeping and payroll but treat them as required periodic processes, ultimately divorced from the day-to-day running of the company. As discussed, many industries within the city are moving at breakneck speed, and while understanding last year’s performance is useful, it lacks the adaptability and utility of real-time data. 

Manchester accountants take a more active role in monitoring and reporting key metrics. Any founder can learn to navigate the UK’s Make Tax Digital framework and meet their mandatory commitments, but these are only the beginning. The active decision-making support provided by forecasts, debtor tracking, and scenario planning requires some form of external guidance. 

Every SME faces its own obstacles 

Some of the best-performing sectors in Manchester include digital creative agencies, hospitality, and life-science startups. The diverse nature of the city’s commercial ecosystem is at once a great source of strength and somewhat of a liability, as it means the core struggles each industry faces cannot be fixed with easily transferable information. 

The sheer number of variables at play, including SME size, location within Greater Manchester, and liquid assets, means that while one start-up may need runway modelling aligned with its hyper-growth mindset, another would benefit from a triage of its stock and supplier portfolio. Companies in high-turnover markets, like hospitality, may need scenario modelling to account for peaks and troughs in available labour, meaning there is no single, all-encompassing solution a founder can turn to. 

Navigating these industry-specific obstacles alongside broader economic forces often proves too much for SMEs and is indeed a reason many end up closing shop before they reach profitability. Outsourced finance and fractional CFOs offer an adaptable solution to Manchester’s small businesses, combining focused expertise with global insight on trade and geopolitics to predict roadblocks in advance. Leaders can make contextually aware decisions with greater comfort, knowing they have decades of experience in their corner. 

Clarity that supports growth 

SME leaders make important decisions every day, whether they realise it or not. Though adopting a new piece of software or leveraging an existing client to make up for a lack of new prospects may seem insubstantial and offer some immediate benefit, they can lock a company into a costly-to-recover-from trajectory. 

Outsourced finance teams support decision-making by tackling problems from every angle, identifying inefficiencies and bottlenecks that act as invisible drains on profitability. They give leaders the clarity they need to price, hire, scale and invest at the right time, so that each step in their journey is taken with confidence and knowledge of what comes next. 

 

Graduate scheme’s police detective results beat national average for seventh year

A scheme aimed at gaining graduates access to careers in the Police Force is celebrating best-ever results from its detective programme.
Police Now, a registered charity that’s helped thousands of graduates find roles nationwide, had 146 participants take the National Investigators’ Exam (NIE) earlier this month.
The national pass rate was 67% but 86.3% of the Police Now trainee detectives achieved the required standard.
The results continue a long-standing trend for Police Now, with its participants exceeding the national benchmark in each of the last seven years – by an average of 15.5 percentage points.
They also include 4% of participants who received exceptional grades – double the national average.
Millie Tanner (pictured), head of Programme Delivery at Police Now, said: “These results are a testament to the dedication of our participants and the quality of our training.
“We’ve grown our programme significantly since our early years, and yet our pass rate remains impressively high.
“That doesn’t happen by accident. It reflects the commitment of our recruits and the rigour of our programme. When your cohort once again outperforms the national average, and your exceptional grade rate is double that of the wider field, you know something is working.
“Ultimately, these results represent detectives who are ready to make a real difference to victims and communities.”
Founded in 2015, Police Now recruits, trains and develops graduates with leadership potential to become exceptional police officers and detectives via its two-year National Graduate Programme.
Since launching the programme, it has recruited more than 1,200 detectives, with 67% of those identifying as female, ensuring diverse representation in investigative policing.
Josie Baldwin, 26, left her job as a secondary school teacher to join Police Now’s programme and is one of those who received an exceptional grade.
She said: “I studied a lot, but it helped that I found much of the exam content on criminal law and reading the case law genuinely interesting, which made it more enjoyable.
“Police Now also funded a revision course, and a couple of us went on a two-day course led by Paul Connor, who writes Blackstone’s Police Investigators’ Manual, and Julianna Mitchell, both of whom were incredible.
“There are genuinely so many opportunities in policing, and now that I’ve passed the NIE, I feel really excited about the different directions my career can take me.”
Fellow Police Now participant Faith Bryant, 23, also received an exceptional grade.
She said: “I’m really excited about my future and want to experience everything policing has to offer. If you find something you love and are passionate about it, you can give your best to it, which is what I plan to do.”
Millie said: “As we look to expand our programme, our focus remains on recruiting exceptional graduates who reflect the communities they serve. We’re equipping them with the tools needed to make a lasting difference.”

Why your ads are showing to everyone except the people ready to buy

Have you ever experienced the frustration of investing so much in your ads and still struggling to get conversions?

Yes, you can still rely on many other achievements, like impressions and leads, but what about sales? You’re paying for every click and every visit. The question is, are you paying to reach buyers, or just to be seen? The truth is that your ad is not reaching the right people, those already interested in buying your products.

To have a better understanding of what’s happening here, let’s imagine the existence of a readiness spectrum where you have two different extremes. On the one hand, there’s someone who isn’t interested in making an immediate purchase and has never heard of your brand.

On the other hand, there is a potential buyer who has been looking for your product for some time and is now ready to purchase. Ads perform at their best with this last one. A common mistake, though, is to invest in campaigns that are way too broad to convert, reaching people who are far from buying.

The result? Waste of money and time. What are the most common mistakes when targeting the wrong audience?

Wrong targeting: why does it happen?

Targeting can be tough at times. Interest-based ads, or treating your customers the same way, aim to attract visitors to your website. This is not the wrong approach; it is if you aim to get conversions. Here are some common mistakes you usually make when targeting your potential buyer.

  • Interest-based targeting tools: Meta, for example, lets you target people by interest. However, interests don’t provide precise data, as they’re not up to date and come from habit-driven scrollers.
  • Similar audience: This group also includes those who made a stand-alone purchase and never bought again, mainly because it was a gift for someone else or because they regretted it. Hence, not accurate.
  • Search-intent ignored: Broad match keywords usually target any search query. Precision is key; when a user types a query, the Search engine can understand what they type, not what their intent is. Broad match keywords give Google control over what to show. With exact or phrase match, the advertiser controls it.
  • Targeting your audience equally: website users are not necessarily alike. Someone who landed on your homepage and bounced in a few seconds is not the same as someone who spent four minutes on your pricing page, compared two plans, and cross-referenced your offer against a competitor’s. Assessing the user intent as the same is a waste of budget and time on visitors who barely reached the awareness stage; they know you exist, nothing else. In contrast, most interested visitors are most likely to convert.

The secret to succeeding in Google Shopping management lies in matching the user’s search intent in your Google Ads. It means shifting from reach to relevance by aligning your message and budget with where your audience is in their buying journey. The strategy of high-intent targeting is a go-to approach for connecting your brand with realistic potential customers.

How high-intent targeting works

The rule for reaching the right person at the right moment lies in how you use your ad keywords. In this case, for selling purposes, your keyword should include conversion-focused terms. Words like “buy,” “pricing,” “alternatives,” “reviews,” and “near me” are flags that someone is close to a decision. Website visitors are the most obvious customer audience, but most advertisers treat them all the same.

Someone who visited your homepage and left is fundamentally different from someone who navigated to your pricing page, clicked through to your case studies, and then bounced. Both are “website visitors.” Only one of them is close to a decision. The most common mistake, in fact, is treating customers as a social media audience.

The correct strategy is to change your perspective by thinking of yourself as a buyer. The goal of advertising is not to be seen by as many people as possible. The goal is to be seen, at the right moment, by the people who are ready to make a decision. When they’re ready to buy, your brand should be an obvious answer.

Clicks are not customers. It’s not the metric we should focus on when the purpose is selling. Every pound spent reaching an uninterested audience in your product is a pound not spent accelerating the journey of someone ready to buy your products. Choose your targeting carefully: find some transactional and commercial keywords, pick exact-match ones for your ad, and give your budget a strict purpose.

Northern business formation rebounds as new analysis shows strong business resilience in Manchester

New analysis by Your Company Formations suggests the UK’s entrepreneurial economy remains remarkably resilient, with business formation recovering following regulatory changes while business closures continue to decline.

Although UK company incorporations slowed following Companies House reforms and higher statutory fees, the latest data indicates that entrepreneurial activity is already strengthening across the North, suggesting the earlier decline reflected a period of market adjustment rather than weakening business confidence.

Your Company Formations analysed data from Companies House, the Office for National Statistics (ONS) and other official business datasets to assess the outlook for UK entrepreneurship heading into 2026.

Companies House recorded 801,864 new company incorporations during the financial year ending 31 March 2025, approximately 10% lower than the previous year. The reduction coincided with increased incorporation fees and reforms introduced under the Economic Crime and Corporate Transparency Act, which strengthened identity verification and corporate transparency requirements.

However, incorporation activity recovered quickly.

During Quarter 3 of 2025, Companies House recorded 215,982 new incorporations, representing a 12.68% increase compared with the same quarter in 2024. Business
creation also increased across 15 of the UK’s 16 major industrial groups during Quarter
4 2025, with the strongest growth recorded in the transport and storage, and information
and communication sectors.

When looking at their own regional data from Your Company Formations, they found
Manchester remains the entrepreneurial powerhouse of the North West, generating
more new business activity than any other Greater Manchester borough during the first
half of 2026.

Professional, creative, technology and property-related businesses continue to feature prominently in Manchester business registrations, reflecting the increasingly diverse nature of Greater Manchester’s economy.

The findings suggest that entrepreneurs have adapted rapidly to the new regulatory environment, with incorporation activity returning to growth despite higher compliance
expectations. The analysis also points to improving business resilience.

According to the Office for National Statistics, 65,750 businesses closed during Quarter
4 of 2025, representing a 3.6% decrease compared with the same period a year earlier.
Nine of the UK’s sixteen principal industrial sectors reported fewer closures, with the largest improvements recorded in transport and storage, together with business administration and support services.

The combination of increasing business creation alongside falling closure rates
suggests that the UK’s entrepreneurial ecosystem remains healthy despite continued
economic uncertainty.

Robert Engeham (pictured), founder and CEO of Your Company Formations, said: “The latest figures present a far more encouraging picture than many people might expect. While regulatory changes temporarily slowed incorporation volumes, we are already seeing formation activity recover alongside fewer business closures.

“One of the most encouraging findings is the geographical spread of new businesses. Entrepreneurial activity isn’t confined to Manchester itself; we’re seeing founders establishing companies across Bolton, Salford, Stockport, Bury, Rochdale, Wigan and many other communities throughout Greater Manchester.”

International demand for UK company formation also remains positive.

Companies House recorded 14,574 overseas companies with a UK establishment at the end of the financial year ending March 2025, representing 1.9% annual growth and reinforcing the UK’s continuing appeal as a destination for international entrepreneurs and globally focused businesses.

The findings support a broader trend emerging across the UK business landscape. While regulatory expectations surrounding identity verification, corporate transparency and governance continue to increase, entrepreneurial confidence appears to be strengthening rather than weakening.

Founders are increasingly establishing businesses with greater emphasis on compliance, operational resilience and long-term sustainability.

About Your Company Formations

Your Company Formations is one of the UK’s leading company formation and business
compliance specialists, having supported more than a million entrepreneurs. The
business provides company registration, registered office services, identity verification,
compliance support and business administration services for founders in the UK and
internationally.

New creative production house and studio space launches to meet growing demand for food and drink content

Glass Productions, a premium end-to-end creative production agency, and Glass Studio, its purpose-built dual kitchen studio space, are launching this month, bringing an ambitious new creative offering to food and drink brands seeking standout visual content.

Founded by experienced photographer Georgie Glass (pictured), Glass Productions offers a one-stop shop creative service spanning photography, videography, art direction, styling, project management and visual storytelling. The new agency is built to deliver campaigns for food, drink and FMCG brands large and small,  with the personal touch and flexibility of a boutique studio.

A renowned photographer with over 13 years’ experience in the food and drink industry, Georgie Glass has built an impressive portfolio, working with clients including HarperCollins, TransPennine, La Lorraine Bakery and PepsiCo brands including Snack a Jacks and Quaker Oats.

At the heart of the launch is Glass Studio (pictured below), a stunning, fully equipped dual-kitchen studio in Cheshire. Designed for brands, agencies, creative teams and content creators, the space features adaptive sets, interchangeable backdrops and a treasure trove of props, making it a one-of-a-kind destination for the region’s creative community.

Glass Studio Interior Photography April 2026 03
All images © 2010-2026 Georgie Glass.

Georgie Glass, founder of Glass Productions and Glass Studio, said: “It’s such an exciting time for creative content in food and drink, the appetite for brilliant storytelling has never been greater, and we’ve built Glass Productions to meet that moment with care, creativity and commitment. We look after everything from the very first conversation through to final delivery, so our clients can relax and focus on what they do best.

“I see Glass Studio as an inclusive space where creativity thrives, and everyone feels welcome.  I’m incredibly proud to be bringing both Glass Productions and Glass Studio to the North West. This region’s food and drink scene is something special, and we can’t wait to help the brands and creators within it shine.”

The launch comes at a significant moment for the sector. The North West leads England in food and drink manufacturing output, generating £3.56 billion in economic value (UK Government, 2022). Nationally, demand for high-quality visual content continues to grow rapidly, as brands compete for attention across an increasingly crowded digital landscape.

Glass Studio is now open and available to book for commercial shoots, brand content days, and creative hire. Glass Productions is actively welcoming enquiries from brands, agencies and publishers looking for a trusted creative production partner.

More details can be found: www.glassproductions.uk

International hiring is no longer just about securing visas

0

For many employers, recruiting overseas talent has traditionally focused on obtaining the correct visa and meeting immigration requirements. Once sponsorship is approved and the necessary documentation is complete, it is easy to assume the most difficult stage has passed. However, businesses are increasingly discovering that helping new employees establish themselves after arriving in the UK can be just as challenging. One of the biggest barriers is often finding suitable accommodation, an issue that can delay start dates and complicate the relocation process.

International recruitment continues to support UK employers

Although immigration policies have tightened in recent years, overseas recruitment remains essential for organisations looking to address ongoing skills shortages across the UK.

Latest government statistics show there were approximately 734,000 job vacancies across the UK at the end of 2025. During the same period, the number of payrolled non-EU workers rose by 6% compared with the previous year, underlining the continuing contribution international employees make to many industries.

For organisations investing significant time and money into attracting overseas professionals, obtaining a visa represents only one stage of a much wider relocation journey.

Helping new recruits establish themselves successfully in the UK is becoming equally important.

The housing challenge many employers fail to anticipate

Relocating to another country involves far more than accepting a job offer. New arrivals may have stable employment, a competitive salary and legal permission to work, yet still face unexpected obstacles when trying to rent a home.

Many international employees arrive without a UK credit history, previous rental references or a family member or friend who can act as a guarantor.

From a landlord’s perspective, these applications can be difficult to assess using traditional referencing methods, even when applicants have secure employment with reputable businesses.

As a result, some overseas recruits spend several weeks searching for suitable accommodation after arriving in Britain. This can postpone start dates, increase relocation costs and create unnecessary stress for both employees and employers.

Employers are expanding their approach to relocation

Historically, relocation packages often covered visa support, travel arrangements and temporary accommodation.

That approach is beginning to change.

Many employers are now recognising that helping international staff navigate the UK rental market is becoming an important part of the onboarding experience, particularly in locations where rental demand remains high.

The introduction of the Renters’ Rights Act has also altered the way some landlords evaluate new tenants. While the legislation provides tenants with greater protection, it also limits landlords from requesting large sums of rent upfront. This means many overseas workers can no longer strengthen their applications by offering several months’ rent in advance.

Instead, landlords are relying more heavily on affordability assessments, references and guarantors before approving tenancies.

Marco Laurence, founder at professional rent guarantor service Rentmigo, commented:

“We often speak to international workers who have done everything right. They’ve secured a good job in the UK, got a visa and are ready to start work, but they quickly find out that renting a property can be one of the hardest parts of moving to the UK.

“With the new Renters’ Rights Act preventing landlords from asking for big upfront rent payments, they now need new ways to manage their risk. Many international renters have excellent salaries, but no UK credit history or someone locally who can act as a guarantor. For many landlords, that’s enough to refuse the application.

“The knock-on effect is that businesses can end up waiting weeks for new employees to find somewhere to live, delaying start dates and creating unnecessary disruption. As more employers look overseas to fill skills shortages, helping international recruits overcome those rental barriers will become an increasingly important part of the relocation process.”

Why housing has become a business concern

The impact extends beyond the employee.

When overseas recruits struggle to secure accommodation, organisations can experience delayed onboarding, postponed projects and additional pressure on HR teams that must help new staff understand an unfamiliar rental system before they can fully settle into their role.

As competition for international talent continues to increase, the overall relocation experience is becoming an important factor in attracting skilled candidates.

Businesses that remove practical barriers to moving to the UK are often in a stronger position to recruit and retain overseas professionals.

Looking ahead

Companies have invested years refining how they attract skilled workers from overseas.

Increasingly, the next advantage may come from supporting those employees after they arrive rather than simply helping them obtain a visa.

In today’s competitive labour market, recruiting international talent is only part of the challenge. Ensuring those employees can settle quickly and confidently into life in the UK could be just as valuable.