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Manchester United unlikely to enjoy busy transfer window, Murtough warns fans

Manchester United will endure a quiet January transfer window to ensure they remain compliant with the Premier League’s financial rules, football director John Murtough has told fans.

United have endured a difficult second season under Erik ten Hag, sitting six points adrift of the Premier League’s top four and suffering a humilating group-stage exit from the UEFA Champions League.

The Red Devils’ struggles have come despite a busy summer window in which they spent an estimated £162million on permanent deals for Rasmus Hojlund, Mason Mount and Andre Onana, also signing Sofyan Amrabat and Sergio Reguilon on loan.

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United’s underwhelming form had left supporters hoping for reinforcements when the transfer window reopens in just under two weeks, but the Red Devils are unlikely to be busy.

Reports have previously suggested United have little room to manoeuvre within the Premier League’s Profit and Sustainability Rules, and after seeing Everton deducted 10 points for a breach of the regulations earlier this season, the Red Devils will be cautious.

In comments prepared for United’s fans’ forum, Murtough said: “Looking ahead to the January transfer window, we are not expecting it to be particularly busy.

“There will always be the possibility of deals around the edges of the squad, particularly in terms of finding opportunities for players who are not playing as much football as they would like.

“However, we’ve always been consistent in saying that we do not see January as the optimal time to do business and our recruitment strategy remains focused on summer windows.

“We’ve seen this season that financial fair play rules have real teeth, so we have to be very careful to ensure that we remain compliant, and we will.

“But that means being really disciplined on spending going forward, with a balance between incomings and outgoings.”

Jadon Sancho could be among those on the move if United sanction exits for those on the fringes of the squad, with the former Borussia Dortmund winger being frozen out following a public dispute with Ten Hag in September.

United are still yet to formally announce the sale of a minority share to Sir Jim Ratcliffe’s INEOS, who are set to assume control of the club’s football operations after agreeing to purchase a 25 per cent stake.

‘Get a life Roy’ – former Liverpool defender hits out at Keane

Former Liverpool defender Phil Thompson has waded into the row between Virgil van Dijk and Roy Keane, telling the latter to “get a life”.

Van Dijk, speaking after the drab 0-0 draw between Liverpool and Manchester United on Sunday, said “only one team tried to win the game” and that “Liverpool were superior in all aspects”, prompting a rant from Keane on Sky Sports in which he accused the Netherlands defender of being arrogant.

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Van Dijk dismissed Keane’s jibe and Thompson also threw his support behind the Liverpool captain.

He told talkSPORT: “It wasn’t arrogant by any means. I would say it was more frustration.

“I really feel as though, you’ve come off that game, you know you’ve dominated, Manchester United have had that one chance with [Rasmus] Hojlund, and you’ve just felt frustration. Arrogance wasn’t in it.

“And for Roy Keane to be talking about arrogance in people…come on, do me a favour.

“And I love Roy but I played that back and he just kept repeating the word. Roy, just get a life.”

The draw, in which Liverpool had 34 shots compared to United’s six, saw the Merseysiders slip to second in the Premier League table, behind Arsenal.

Essential Guide to Alloy Wheel Care and Refurbishment

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Alloy wheels, known for their attractive design and performance benefits, are a top choice among vehicle enthusiasts and everyday motorists. This essential guide outlines the steps for maintaining your alloy wheels in the UK, ensuring their longevity and peak performance. It also covers the process of alloy refurbishment when needed.

Table of Contents

  • Introduction
  • Tools and Materials
  • Cleaning Alloy Wheels
  • Protecting Alloy Wheels
  • Repairing Alloy Wheels
  • Alloy Refurbishment
  1. Introduction

Alloy wheels, made primarily from aluminium and other light metals, offer several advantages over standard steel wheels, such as improved performance, better fuel economy, and an elegant look. To maintain these benefits and your vehicle’s value, regular maintenance and occasionally alloy refurbishment are crucial.

2. Tools and Materials

Gather the following tools and materials before you start maintaining your alloy wheels or undertaking a refurbishment project:

  • A hose or bucket of water
  • Car wash soap or alloy wheel cleaner
  • Soft bristle brush or microfiber cloth
  • Wheel brush
  • Wheel cleaner brush (optional)
  • Wheel cleaner gel (for stubborn grime)
  • Wheel wax or sealant
  • Applicator pads or microfiber towels
  • Plastic bags or wheel covers
  • Latex gloves (optional)
  • Jack and jack stands (for wheel removal, if necessary)
  • Socket set (for wheel removal, if necessary)
  • Wheel repair kit (optional for minor damage)
  • Alloy refurbishment kit (if needed for extensive repairs)
  1. Cleaning Alloy Wheels

Regular cleaning is essential to avoid brake dust and road debris accumulation that can damage your alloy wheels.

  • Step 1: Prepare Your Workspace
    • Park your vehicle in a shaded area to avoid cleaning solutions drying too quickly.
    • Ensure your alloy wheels are cool to the touch to prevent damage from temperature fluctuations.

    Step 2: Rinse

    • Begin by rinsing the wheels with water to remove loose dirt and debris.

    Step 3: Apply Cleaner

    • Use a wheel cleaner or a mixture of car wash soap and water to apply a generous layer of cleaner to the wheels. Allow it to dwell for a few minutes to loosen stubborn grime.

    Step 4: Scrub

    • Gently scrub the wheels with a soft bristle brush, wheel brush, and wheel cleaner brush if needed. Be cautious not to scratch the surface.
    • Pay extra attention to the nooks and crannies where dirt tends to accumulate.

    Step 5: Rinse Again

    • Rinse the wheels thoroughly to remove all cleaning residue.

    Step 6: Dry

    • Dry the wheels using a clean microfiber towel to prevent water spots.
  1. Protecting Alloy Wheels

To maintain the lustre and protection of your alloy wheels, consider applying a sealant or wheel wax.

  • Step 1: Apply Wax or Sealant
    • Use an applicator pad to apply a thin, even wheel wax or sealant layer.
    • Follow the product’s instructions regarding drying time.

    Step 2: Buff

    • After the recommended drying period, buff the wheels with a clean microfiber towel until they shine.
  1. Repairing Alloy Wheels

For minor damage, a wheel repair kit can be effective, but major damage may require professional alloy refurbishment.

  • Step 1: Clean the Damaged Area
    • Ensure the damaged area is clean and free from any dirt or debris.

    Step 2: Apply Filler

    • Use the wheel repair kit to apply filler to the damaged area. Follow the kit’s instructions carefully.

    Step 3: Sand and Smooth

    • Once the filler has dried, sand it to create a smooth surface. Gradually use finer grit sandpaper for a polished finish.

    Step 4: Paint

    • If necessary, use touch-up paint to match the wheel’s colour and paint over the repaired area.

    Step 5: Protect

    • Apply a wheel wax or sealant to the entire wheel to protect the repaired area.
  1. Alloy Refurbishment

For extensive damage such as deep scratches or severe corrosion, seeking professional refurbishment services is recommended to bring your wheels back to their original state.

To conclude, proper care of your alloy wheels in the UK is a valuable investment, improving the look of your vehicle and prolonging the life of the wheels. While regular upkeep and protection are important, significant damage may necessitate professional alloy refurbishment.

Christmas Gift Ideas for Sister Guide

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As it gets closer to Christmas day, the hunt is on for a unique gift to show your love and appreciation for your sister. Luckily, whether your sister is into fashion, adventure, relaxation, or memorabilia, we have you covered. This article below covers some of the best Christmas gift ideas for your sister this year. Keep reading to find out more. 

Horse Racing Syndicates – Racing Club

Has your sister loved horses since she was younger and dreamed of having her horse? This is quite a pricy dream to be able to make come true. However, we have the perfect gift idea for you! You could gift your sister a share in ownership of a racehorse; doing so will give your sister the thrill of ownership, the excitement of horse racing, and the chance to mingle and communicate with fellow horse enthusiasts. 

The Racing Club horse racing syndicate is a brilliant candidate for this; they allow individuals to purchase or gift a share in ownership from just £45. Creating a community of people that can come together and enjoy spectacular memories both on and off the racecourse through the likes of hospitality via the o2, Wembley, football clubs, and racecourses. 

Find out more here at the RacingClub.com

Cocktail Masterclass 

Cocktail masterclasses consist of fun and skill, creating an excellent Christmas gift idea for your sister. Why not give her a chance to become the ultimate mixologist and craft some delicious cocktails for you and your family to try at the next gathering? Adding excitement to your sister’s Christmas season will surely put you in her good books!

Spa Treatment Day

It’s been a long year, so why not take your sister for a spa treatment day? Relaxation and quality time together, this sounds like the perfect gift this Christmas. You could even bring your mum and nan along to create the best girl’s day, whether they enjoy massages, facials, body treatments, or just the atmosphere. A spa day is a fantastic getaway to create memories and bond. 

New Handbag 

Most, if not all, women love their handbags, and if you are tired of your sister always “borrowing” yours, why not get her a new handbag for Christmas this year? It is both a practical and thoughtful gift; you could even personalise it and get her favourite colour or brand to make it even more meaningful. Add a touch of luxury to your sister’s Christmas. 
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Stage set: Ambitious revamp plans for Heywood Civic Centre submitted

Multi-million pound plans to transform Heywood Civic Centre into a first class arts and performance venue are drawing nearer, now a planning application has been submitted.

Under ambitious proposals by Architects, K2, the much-loved venue, which has been an icon in the town since the sixties, will undergo a major revamp.

The venue is currently well used but proposals include some major improvements including increasing the size of the foyer, with a brand new cafe and bar area to the front.

More plans

  • Create a brand new glazed frontage onto Peine Square to modernise the building’s appearance and open up the new foye
  • Upgrade to the performance space, including new sound and lighting.
  • Brand new retractable seating in the auditorium to allow flexible use of the space.
  • More lifts and accessible toilets, including a changing places facility and baby changing station to make the building accessible to all.
  • Reducing the building’s environmental impact.

The changes will enable the venue to build on the success of its popular events programme, with new opportunities for the community to participate in the arts, as well as the relocation of local arts organisation, Cartwheel Arts, to a new base in the centre.

Discussions with locals

The plans, which have been honed following discussions with the local community, also include reconfiguration of the back of house facilities, creating a larger changing room area for the performers. This will allow for an even bigger and better variety of productions to be staged.

The plans are part of an £8.5 million investment into arts and culture in the borough over the next three years, thanks to Arts Council England and the Department for Culture, Media and Sport funding.

In addition to Heywood Civic Centre, Touchstones Rochdale is being transformed into a visual arts led creative and cultural hub, alongside the creation of a cultural district in Rochdale town centre.

Heywood Civic Centre is operated by the council’s leisure and culture partner, Your Trust, who are also partners in the project, and Rochdale Development Agency (RDA) are managing the project on the council’s behalf. North-West based Hive Projects and K2 Architects have been appointed as part of the design team.

Councillor Sue Smith, said: “I’m pleased to see this project progressing with these exciting plans. The civic centre has been an important part of Heywood life for generations and is a real asset to the town. These upgrades will greatly improve the experience for both performers and audiences, helping attract a wider range of cultural events to Heywood.”

Jen Cleary, director north, Arts Council England, said: “Our Let’s Create strategy wants everyone to have access to a remarkable range of high-quality cultural experiences where they live, so it’s exciting to see the plans to transform Heywood Civic Centre progress. A modern, accessible building where the whole community can enjoy a wide variety of cultural events and activities is great news for Heywood, which is in one of our Priority Places for investment, and I’m very pleased that we have supported this project through our National Lottery funded Capital Investment Programme.

Fintech Platforms: Turning Businesses Into Financial Innovators

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In an era where traditional finance meets modern-day technology, the term “Fintech Platform” resonates as a cornerstone of financial innovation. Let’s embark on a comprehensive journey into the dynamics of these platforms, exploring their evolution, key features, and most importantly, their benefits to today’s businesses.

Defining Fintech Payment Platforms

The financial landscape has undergone a seismic shift with the emergence of fintech. At its core, fintech payment platforms represent a fusion of technology and finance, revolutionizing the way we transact and manage money. When we consider that most traditional financial institutions such as banks have controlled the majority of the advancements in financial technology, the opportunities to create new innovative features are huge. This article delves into the intricacies of these platforms, unraveling their significance in the contemporary financial ecosystem.

The Fintech Revolution

In the wake of digital transformation, fintech has emerged as a formidable force challenging traditional banking norms. Fintech payment platforms, in particular, have become instrumental in shaping the new financial paradigm, offering efficiency, speed, and accessibility. This has not been unnoticed by banks, who have been scrambling to either create their own technological advancements, or in most cases, partner with fintech platforms. Usually the latter means that they can speed up the time it takes to actually implement these changes.

Fintech Payment Platforms: Catalysts of Change

Beyond mere transaction facilitation, these platforms serve as catalysts for change. They streamline financial processes, ensuring swift and secure transactions while enhancing the overall user experience. But what sets them apart from the existing institutions, which have huge resources at their disposal? In general, it is their ability to look a problems with a fresh perspective, and the speed at which they can come up with new solutions.

Seamless Transactions: The Heart of Fintech

At the core of fintech payment platforms lies the promise of seamless transactions. The ability to execute instant payments and settlements sets these platforms apart, eliminating the constraints of traditional banking timelines.

AI-Powered Insights

Artificial Intelligence (AI) has begun to work its way into the realm of fintech. Machine learning algorithms power fraud detection mechanisms, fortifying the security of transactions. Additionally, AI offers personalized financial insights, tailoring recommendations based on individual user behavior. Consumers and businesses want access to personalized information that helps them achieve their financial goals, and AI can help scale these processes.

Security Concerns in the Digital Age

With the convenience of digital transactions comes the very real concern of security. There is a huge amount of fraud related to digital payments, and financial institutions are having to step up their security measures. Fintech payment platforms address this challenge through robust cybersecurity measures, instilling confidence in users and fostering trust in the digital realm. The complex regulatory landscape poses challenges for fintech entities. Navigating these hurdles requires strategic collaborations with regulatory bodies, fostering an environment of compliance and innovation.

Payment Platforms Summarized

In conclusion, the journey through the fintech payment platform ecosystem has unraveled a tapestry of innovation, challenges, and future possibilities. As we navigate toward a cashless future, the role of these platforms as pioneers of financial evolution becomes increasingly apparent. This article serves as a compass, guiding readers through the intricate landscape of fintech, where the fusion of finance and technology paves the way for a new era of financial transactions.

Scheming brothers jailed for exploiting illegal drugs

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A pair of brothers have been jailed for their involvement with criminal networks and illegal drugs.

Mohammed Asif (20) (pictured left) and Mohammed Muneeb Asif (22) both of Barlow Road, Manchester, were sentenced to 36 and 32 months respectively at Manchester Crown Court on Friday.

The pair used a dedicated prepay mobile phone line codenamed ‘FREDO’ in the Longsight and Levenshulme areas.

When a kilogram of Class A drugs and bulking agents, along with drugs paraphernalia was found at a house following a warrant on Barlow Road, the Asifs were charged with possession and intent to supply.

A further search located the mobile phone used to facilitate this supply.

The phone was used to submit ‘flare’ messages to advertise the use of drugs and stock to supply, showing active communications from August 2022 to around 100 contacts and believed to be used before that date.

Messages such as ‘Power both Fredo drops all day’ and others including a postcode which linked it back to the Asifs’ home.

Phone evidence data showed more than 8,500 messages were sent and 6,500 messages received, more than 8,500 calls made and 25,000 received.

The incoming calls far outweighed the outgoing which is a key indicator of a drugs line.

No regards for public safety

PC Andy Shaw said; “After a meticulous investigation we have managed to secure sentences for two more key members involved in a large scale drugs supply across our city.

“County Lines operation involves the exploitation of children and vulnerable adults to store drugs and move money as well as weapons through coercion, intimidation and violence.

“Both Asif brothers did this blazingly and with no regards for the safety of the public.

“At GMP we will continue to act on intelligence and bring known drug dealers to justice by ensuring we combat County Lines operations as it brings a whole host of serious crimes being committed for an individual’s gain and pure greed to fund an illegitimate lifestyle.”

Festive cheer for Tameside Hospital’s children’s ward

Police armed with presents headed over to Tameside General Hospital children’s wards this week.

PC Will Drummond, the hospital liaison officer working within the Prevention Hub at Tameside, ran and fundraised for the event.

He drummed up support from local businesses including Boots Denton Crown Point, Dukinfield Co-Op, Poundland Ashton-under-Lyne Asda, The Works and the Card Factory at Denton Crown Point, to raise more than £200 worth of gifts.

PC Drummond was supported around the wards by apprentice Hannah Doyle, schools officer Tony Lawton and Tameside chief inspector Claire Galt.

He said: “Within the Prevention Hub, we look to help solve persistent district problems through a specialism of roles and expertise. The team consists of myself, a licensing officer, the schools officers, and missing from home team.

“The day was a huge success and we made a lot of children and parents’ day.”

tameside hospital christmas presents 1.jpg

Chief inspector Galt added: “It was a pleasure to accompany the team around the wards and deliver some festive joy to youngsters. Some of the children have been on this ward for quite some time and they were so happy to see us.

“I must thank all local businesses for their generosity in their gift giving, as we couldn’t have done this without their support.

“This shows that we do more than just crime prevention – within the Tameside Prevention hub we want to support our communities to the best of our ability and give back when we can to those who need it most during the Christmas season.”

PDC World Darts Championship, Day Six: Preview, how to watch, order of play and predictions

The Main Event

Peter Wright has told doubters not to “write him off” despite a “rubbish” 2023.

The two-time world champion opens his challenge against Welshman Jim Williams tomorrow night at the end of a year in which he has struggled for consistency after opting to play a reduced schedule.

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He did win the European Championship in October – his first televised ranking title for almost two years – but the 53-year-old admits he is flying under the radar at Alexandra Palace.

He told BBC Sport: “No-one expects me to play well because I haven’t played well most of the year – it’s been on and off.

“I played well in the Nordic Masters, I played well at the European Championship, that is about it. That was my own fault because I didn’t play the Players Championships.

“The reason I have had a rubbish year is because I took time off and have not been playing competitive darts all the time so I am not in that zone. That is the only reason.

“When I have tried to come back to a tournament, I am not actually match-ready in terms of focus compared to if I was playing in them all.”

That’s not to say Wright doesn’t fancy his chances of playing well on the biggest stage of all.

He added: “I am ready. You don’t want to peak too soon. You have just got to do enough in the first couple of rounds and get yourself into the tournament after Christmas then peak at the right time.

“Don’t write me off because I am going to be there right at the end. There is no reason why I can’t win. I know how to win it, I know what you have got to do.

“There are a lot of players who haven’t won it and are still trying to find how to win it and what to do at the right time.”

Another match to look out for is the one that precedes Wright’s entrance – between Christian Kist and Luke Littler. Littler, 16, retained his Junior World Championship title on Sunday and makes his Worlds debut among the senior ranks.

Already being talked about as a future winner, he will fancy his chances against Kist who won the 2012 BDO World Championship.

Order of Play

Afternoon session (from 1230 UK time)
Radek Szaganski v Marko Kantele (R1)
Steve Lennon v Owen Bates (R1)
William O’Connor v Bhav Patel (R1)
Ross Smith v Niels Zonneveld (R2)

Evening session (from 1900 UK time)
Ryan Joyce v Alex Spellman (R1)
Richard Veenbstra v Ben Robb (R1)
Christian Kist v Luke Littler (R1)
Peter Wright v Jim Williams (R2)

How to Watch

The PDC World Championship is being screened on Sky Sports in the UK.
You can watch the afternoon session on Sky Sports Arena and Sky Sports Main Event from 1230. The evening session is on Sky Sports Arena at 1900 and Sky Sports Main Event at 2230.

Predictions

There have been precious few shocks so far at Alexandra Palace. And while the smart money is still on Wright to get through, don’t be surprised if he is taken all the way by Williams. The Ally Pally stage is not a place to find your game and if Wright starts slowly expect Williams to take advantage.
I’d take Littler to see off Kist – assuming nerves don’t get the better of him – while Szaganski, O’Connor, Smith and Joyce should all come through unscathed.

Year-end high for Manchester’s Somo as it smashes £300m lending goal

Manchester-based property lending firm Somo has ended the year on a high with the announcement that it has lent £313m to date with no capital losses.

All investors received 100% of their capital investment and a cumulative £25.9m interest was earned.

The alternative lending firm will celebrate its 10-year anniversary going into 2024 in a strong position, underlined by some of the highest return rates across the property lending sector, an experienced recovery team and the backing of reputable industry bodies.

Somo’s ability to lend and recover is the result of over 300 combined years’ experience in the sector, and a team of seasoned bridging specialists that are passionate about providing human-touch client service.

The firm experienced 12% growth during 2023 and doubled its Investor Relations team in April. Somo expects 2024 to be another record-breaking year.

Thanks to its market-leading products, years of expertise and funding lines, Somo is able to complete on a wide variety of loan scenarios. This year, it was amongst the first property lending platforms to pass on successive base rate rises, with returns reaching up to 13.2% in September and trending at over 10% p.a on average.

Somo’s head of recoveries & investor relations, Simon Cottrell said: “We’re delighted with what we’ve been able to offer investors this year – they’re getting the highest possible returns and we’re known for our skill in recovering loans where needed.

“As we go into our 10th year, we’ll continue with our ‘slow and steady wins the race’ strategy to ensure the longevity of our firm and to maintain the confidence of our investors. It works for us and is one of the main reasons we’re also celebrating zero capital losses on over £313m of loans.”

Louis Alexander, founder and CEO at Somo said: “Our ability to lend and recover with confidence has helped Somo to develop from a small family firm to one that has over 50 highly experienced colleagues who are passionate about alternative lending and the returns it can bring for investors.

“We have always operated to the highest standards and we were very proud that this year it has been recognised again. We became a patron lender of National Association of Commercial Finance Brokers (NACFB), which lets clients know they’re dealing with a team who knows the market inside out and adheres to a strict code of practice. Then we ended the year with a Bridging & Commercial award, several new company records and two exceptional endorsements from 4thWay.”