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Late police officers honoured with Elizabeth Emblem

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Two policewomen who were killed on duty in September 2012, are among the first to be honoured with the Elizabeth Emblem.

The Elizabeth Emblem commemorates public service workers who lost their lives while on duty, serving as a lasting memory of their bravery. The honour is the civilian equivalent of the Elizabeth Cross.

PC Fiona Bone (32) and PC Nicola Hughes (23) were responding to a 999 call in Mottram, following reports of a burglary. The call was found to be made by Dale Cregan, who led the officers into a trap and shot, fatally injuring both women.

The gangster handed himself in at a police station, and admitted the attempted murder of three others in a high profile court case the following year. Cregan was convicted of all four murders and three attempted murders and was sentenced to life imprisonment with a whole life order on June 13, 2013.

Nicola’s father, Bryn Hughes – who received an MBE last year for services to people affected by crime – along with Fiona’s Father, Paul Bone, have long campaigned for such an honour for fallen public servants, killed in the line of duty. Both men welcome the award.

The design of the emblem includes a rosemary wreath, a traditional symbol of remembrance, surrounding a Tudor Crown and the inscription ‘For A Life Given In Service’.

The British prime minister at the time, David Cameron, described the attack as “a shocking reminder of the debt we owe to those who put themselves in danger to keep us safe and secure”, and then chief constable of Greater Manchester Police, Peter Fahy, described the officers as “two very brave and courageous colleagues who exemplified the very best of British policing”.

A spokesman for Greater Manchester Police said: “We will forever remember the heroism of PC Fiona Bone and PC Nicola Hughes, who were tragically killed in 2012. They dedicated their lives to serving their communities, and The Elizabeth Emblem will honour their dedication. Their courage continues to inspire us every day.”

Relatives of deceased emergency responders can apply for the emblem on the government’s website by filling in an application form and providing necessary supporting documents to meet the eligibility criteria.

Applications are verified and the George Cross Committee assesses them. Recommendations are made to the king and prime minister.

 

North West shop workers speak out on violence, theft and abuse

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Retail trade union Usdaw has launched shocking statistics from its annual survey during this year’s Respect for Shop Workers Week, which runs from November 11-17.

Usdaw members are raising awareness of the union’s year-round Freedom From Fear Campaign and talking to the public to promote a message of ‘respect for shop workers’.

Interim results from more than 4,000 retail staff responses show that in the last 12 months:

  • 69% have experienced verbal abuse
  • 45% were threatened by a customer
  • 17% were assaulted
  • 70% of these incidents were triggered by shoplifting and two-thirds of those were linked to addiction

Respondents from Cumbria said they had experienced “inappropriate touching” and “attempted bodily harm”, while shop workers in Cheshire had experienced customers threatening to beat them up, and one had their rib broken.

One Lancashire respondent said: “Threatening and abusive language was used by a customer whilst I was working on the self-checkout. I found it scary and intimidating.”

While another in Manchester said they had been threatened by a customer with a screwdriver.

Paddy Lillis, Usdaw general secretary said: “Shop workers deserve far more respect than they receive and these experiences from North West retail workers make very difficult reading. It is shocking that over two-thirds of our members working in retail are suffering abuse from customers, with far too many experiencing threats and violence.

“Seven in ten of these incidents were triggered by theft from shops, which is clearly the result of a 21% increase in police recorded shoplifting across the North West over the year to June. It has become increasingly common for retail stores to be targeted by organised crime gangs stealing to order in the midst of a retail crime epidemic.

“Our survey demonstrates that theft from shops is not a victimless crime, with incidents regularly being a major flashpoint for violence and abuse against shop workers. Having to deal with repeated and persistent theft and even looting can cause issues beyond the incident itself like anxiety, fear and in some cases physical harm to retail workers.

“Our members are reporting that they are often faced with hardened career criminals in their stores and much of the abuse they suffer is from those who are stealing to sell goods on, often to fund an addiction.

“The chancellor announced in the budget funding to tackle the organised criminals responsible for the increase in shoplifting, and the government has promised more uniformed officer patrols in shopping areas. It is our hope that these new measures will help give shop workers the respect they deserve.

“This week, Usdaw activists will be campaigning in their workplaces and communities calling on the shopping public to ‘respect shop workers’ and ‘keep your cool’, particularly in the run-up to Christmas when the number of incidents increases as shops get busy and customers become frustrated. This is a hugely important issue for our members, and they are saying loud and clear that enough is enough.”

Radar Healthcare Gains Marlin Equity Funding for Global Growth

Radar Healthcare, a leading risk, quality, and compliance software provider for healthcare and social care, has received a significant growth investment from Marlin Equity Partners. This partnership is expected to accelerate Radar Healthcare’s goals in product innovation and global expansion.

Co-founders Paul Johnson and Lee Williams, alongside 24Haymarket, the primary shareholder since 2017, will retain minority interests in the firm.

Paul Johnson, CEO of Radar Healthcare, commented: “We are thrilled to partner with Marlin to accelerate our growth and further enhance our product offering. As the demand for unified systems to support care delivery continues to grow, this investment allows us to scale our solutions to meet the evolving needs of our customers across healthcare and social care. The Marlin team showed a profound understanding of our value proposition and strong alignment with our growth ambitions.”

Marlin Equity Partners shared their enthusiasm about the partnership, with Principal Chris Clasper adding: “The Radar Healthcare team has developed an innovative and customer-centric platform that is uniquely positioned to support the mission-critical needs of healthcare and social care providers. We are excited to work alongside the founders and management team to provide operational and financial resources that will support Radar Healthcare’s continued growth.”

This investment highlights a joint commitment to fostering progress and excellence within healthcare and social care, enabling Radar Healthcare to refine its platform and grow internationally.

DWF provided advisory support to Radar Healthcare for this transaction.

Beating the Winter Blues: Your Guide to Office Wellness

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The shorter days and colder temperatures can make office life particularly challenging. With many of us spending well over 40 hours per week at our desks, staying healthy and positive during the winter months becomes crucial for both our productivity and wellbeing.

Light Up Your Workspace
Seasonal Affective Disorder (SAD) affects around 2 million people in the UK, with symptoms typically starting in autumn. Combat this by positioning your desk near natural light sources and consider investing in a SAD lamp for your workspace. These special lights mimic natural sunlight and can boost your mood significantly.

Move More, Stress Less
Your physical health needs to receive daily investment to see real improvement. I recommend you try these simple desk-based exercises as a starting point:

  • Stand up every 30 minutes
  • Stretch your neck and shoulders regularly
  • Take walking meetings when possible
  • Use your lunch break for a brisk walk outside
It’s been documented from a 2008 study that workers who exercise during the day report a 21% increase in concentration levels and a 41% boost in motivation.

Smart Snacking Solutions
The winter months often trigger cravings for comfort food, but maintaining healthy eating habits is essential for both physical and mental wellbeing. Many British companies are now partnering with Fruitful Office to provide fresh fruit deliveries directly to their staff, making it easier for employees to make nutritious choices throughout the work day.

Keep these healthy snacking tips in mind:

  • Stock your desk drawer with nuts and dried fruit
  • Keep a water bottle visible to remind you to stay hydrated
  • Prep portion-controlled snacks at home
  • Share healthy treats with colleagues to encourage better habits
Create a Positive Space
Your immediate environment plays a huge role in your mood. Consider these workspace improvements:

  • Add plants to your desk (they can reduce stress by up to 15%)
  • Use essential oils like peppermint or lemon for focus
  • Keep your space clutter-free
  • Display personal photos or motivational quotes
Build Social Connections
Winter isolation can impact mental health significantly. A study by Gallup found that having a best friend at work can increase job satisfaction by 50%. Try:

  • Organizing lunch clubs
  • Starting a winter walking group
  • Creating a book club
  • Planning after-work activities
Tech-Smart Wellness
Use technology to your advantage:

  • Set reminders to take regular breaks
  • Try meditation apps during lunch
  • Use blue light filters on screens
  • Track your daily steps
Remember, workplace wellness isn’t just about individual actions – it’s about creating a supportive environment where everyone can thrive. Just as you’d seek professional advice for financial decisions, don’t hesitate to speak with HR or your manager about implementing wellness initiatives in your workplace.

By taking these practical steps, you can maintain your physical and mental wellbeing even during the darkest winter days. The key is consistency – small, daily actions add up to significant improvements in your overall workplace wellness.

Glowing review for Warrington’s Land of Lights

There’s only one place where you’ll see a colour-changing chameleon, a series of angry venus fly traps, a giant spider and some eye-catching skeletons in the same night.

They can all be found – and tonnes more – at Land of Lights Lantern festival, which has returned to Gulliver’s World Resort in Warrington for the festive season.

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WonderWild brings a brand new theme with some majestic sights, as guests can journey through the realms of the Fantasy Forest, Ice Kingdom and Winged Wonders.

We enjoyed a cheeky preview event, before the official opening tomorrow (Saturday, November 9). On arrival we were greeted with the biggest selection of glow sticks before we made our way to the start of the trail, which would take in 90-minutes of incredible light and lantern displays.

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Venus fly traps of all sizes awaited at the start, followed by a series of incredible creatures such as a fox, butterfly, winged lion, parrots and bees.

There was plenty to keep little ones occupied along the route, with the themes constantly changing – including Day of the Dead and Christmas – with moving pumpkins and scary skeletons through to the North Pole with giant baubles to walk inside.

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What was exciting for the youngsters was that they could go on the playgrounds which were dotted around the route and even a maze to burn off some energy. At the halfway point we were pleased to see some rides open, and a chance to grab something to eat and drink.

Food offerings included hot fruit crumble and custard for those after something sweeter, and pizzas and sausages for the savoury fans. Hot chocolates seemed a favourite choice for most guests, and toasting marshmallows (first one free) was a popular attraction.

Last year the event won a gold gong for the best new event at the UK Theme Park Awards – and we won’t be surprised if it makes the finals again this time around.

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All in all, it was a very enjoyable evening, with plenty to see and do. My only gripe would be not a lot of options among the food vendors for those in the intolerant or allergy camps, e.g. alternative milk.

The festival opens to the public on November 9 and runs until January 4, 2025.

Find out more at landoflights.co.uk

“Help us loosen the grip of crime gangs across the North West” appeals Crimestoppers

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Independent charity Crimestoppers has today launched a major campaign across the North West to encourage reporting on criminal gangs.

The campaign features a social media advert using a snake to illustrate how criminal gangs slowly increase their grip on communities until all that is left is fear and a feeling of helplessness.

Gary Murray, North West regional manager at Crimestoppers, said: “Criminals do not care who they exploit or the violence and damage they bring to our communities. They destroy lives whilst pursuing vast profits. Gang members are known in the areas they operate but there is often a reluctance of those who live nearby to report on their illegal and harmful activities.

“The same gang may not only be involved in the sale of illegal drugs and cannabis cultivation, but can be also responsible for exploitation of young people and the vulnerable through County Lines, modern slavery, sexual exploitation, illegal immigration, the importation and use of guns, illegal money lending and money laundering.

“The key to making the North West a safer place to live and work is to pass on information completely anonymously to Crimestoppers so that law enforcement can act. With Crimestoppers, there’s no police, no courts, no witness statements.”

The charity has put together some questions to prompt the public and hopefully encourage them to report what they see or hear:

  • What are the names of those members of serious crime gangs in the area?
  • Who runs the local drugs trade?
  • Which premises are used for criminal activity and drug dealing?
  • Who is bringing weapons into your area and where they are being stored?
  • How do these gangs recruit those who they are exploiting?
  • Have you information on those who have committed violent crime in your area?

Gary added: “Help us loosen the grip of criminal gangs across the North West. Only by individuals taking the brave step of reporting anonymously what is going on in their areas to our charity will we see a cut in the pain and suffering that our communities face.

“The information you and others come forward with may help save lives and make your area safer for you and your family. The one thing that these gangs fear most is that people will say enough is enough and pass on vital information of their harmful and sometimes fatal activity.

“Over the last six months from the North West and North Wales we have received over 20,000 pieces of `actionable’ or high-quality information. This has led to a significant number of arrests, millions of pounds of drugs seized and weapons being taken off our streets. We would like to thank all those who have contacted our charity. We will never know who they are because of anonymity, but they have made the North West safer for everyone and made a real difference.”

To speak up 100% anonymously, visit the charity’s website Crimestoppers-uk.org and fill in the secure anonymous online form or call the 24/7 UK Contact Centre on 0800 555 111.

Computer IP addresses are never traced, and no-one will ever know you contacted Crimestoppers.

Work starts on Manchester’s newest (and smallest) public square

Capital&Centric have started working on the small yet perfectly formed public square that will link their owner occupier community Crusader with new workspaces at Neptune Mill in Piccadilly East.

Images reveal how the social impact developers are taking on the outdoor space outside their restoration of the Grade II listed Neptune Mill.

The square, which has been closed off to the public for decades, will give off industrial vibes alongside green planting, reminiscent of the developer’s award-winning Kampus garden neighbourhood.

The Piccadilly East community will soon be able to enjoy this green oasis, which sits underneath a sky bridge linking Crusader to Neptune Mill – the only one of its kind in the city.

Tom Wilmot, joint managing director at Capital&Centric, said: “Outside space is mega important to every community we create so we’ll take any opportunity to squeeze a garden in. It might be small but it’s definitely mighty.

“Manchester’s still crying out for green space so we’re loading it with tons of lush planting and big trees. It’ll be the perfect spot for residents of our new Neptune Mill workspace to hang out during lunch or catch some post work rays in the summer, but it’s open to the public so anyone can enjoy it.”

Neptune Mill is part of the developer’s wider mission to drive forward the Piccadilly East neighbourhood, previously named as one of the UK’s up and coming hotspots by the Sunday Times. It follows their award-winning restoration of a neighbouring Victorian mill, Crusader, as well as Phoenix, a character-filled new build apartment block in the city centre.

The square is the latest part of Piccadilly East that the developers have opened up after reopening Fletcher Street between Crusader and Phoenix, creating new links through the city.

 

Managing financial risks: Techniques for protecting assets and managing risks

As is evident, in the constantly evolving and developing sphere of finance, long-term stability
and preservation of assets depend on proper risk management.

Many factors threaten your financial health, such as shifts in the market, recession, problems in managing your business, and other unforeseeable events.

These risk controls use both proactive activities and reactive measures to protect assets and minimise potential losses.

This article explores key considerations in risk management coupled with practical advice
on how one or any business can implement the strategies to enhance the financial security of any entity.

Understanding financial risks

To learn of the financial risks among individuals and businesses as far as risk management is
concerned before constructing the risk management techniques.

Financial risks can be grouped into several major categories: market risk, credit risk, liquidity risk, operational risk, and legal risks. Market risk is associated with fluctuations in the prices of assets due to changes in market forces.

The likelihood of a debtor not being able to meet their obligation is called credit risk. Liquidity
risk is the inability to convert assets into cash quickly and at a decent profit. Legal risk is usually about the legal consequences and issues regarding regulations, while operational risk is the breakdown of internal controls, structures, or people.

Risk identification and assessment

The first stage in managing financial risks is finding and evaluating any risks that could
influence assets and financial stability. Finding risks entails methodically assessing external and internal variables that can endanger one’s financial stability.

Performing risk assessments, reviewing previous data, and taking industry-specific issues into account are frequent steps in this process. After identifying hazards, evaluating their likelihood and potential impact is critical.

This assessment enables more targeted risk management initiatives by prioritising risks
according to their likelihood and severity.

Diversification

Diversification is the most effective way of avoiding certain financial risks. It involves
investment allocation across various categories of securities, industries, and geographical regions to minimise risk exposure to a particular kind of risk.

Through diversification, an individual or an organisation may be able to bring down the negative effects of events that affect a specific component of the portfolio. For example, if one industry or market is in decline, it becomes unlikely that one’s collection of stock, bonds, real estate, and overseas properties will be significantly affected.

Hence, risk reduction and return optimisation are made possible by achieving the right balance through diversification.

Risk monitoring and adjustment

Sustaining an effective risk management program necessitates constant observation and
modification. After risk management plans are put into place, it’s critical to periodically assess and revise them to account for modifications to the financial landscape, market dynamics, and corporate objectives.

Key risk indicators are monitored, performance metrics are examined, and the efficacy of current risk management strategies is evaluated. Frequent modifications guarantee
that risk management tactics stay applicable and efficient in handling new hazards and changing financial situations.

Wealth management involves strategically overseeing and growing one’s financial resources to achieve long-term financial goals and ensure security. In today’s digital age, tools like
Prillionaires personal finance software offer invaluable support for individuals seeking to
optimise their wealth.

Personal finance software provides users with comprehensive financial planning, investment tracking, and risk management features, allowing for more informed decision-making and efficient management of assets.

Final thoughts

Achieving long-term stability and prosperity requires competent financial management. People and organisations can confidently handle financial risks and protect their assets by implementing various tactics and cutting-edge tools.

Sustaining financial stability and guaranteeing future expansion heavily depends on one’s capacity for proactive risk management and well-informed decision-making. Securing a bright future will always require adopting creative ideas and upholding a disciplined attitude, even as the financial landscape changes.

Sixty roads repaired as summer road repair scheme completes

Almost 60 roads have been treated across all five townships as part of the annual summer micro asphalt programme, which improves the condition of the road and gives it a longer lifespan.

The works in Rochdale, form part of a wider £4 million investment into the borough’s highways network this year, which includes the resurfacing of a large section of Bury Road alongside the installation of a new crossing point at the junction of Bury Road, Roch Valley Way and Sandy Lane.

Major improvements to Michael Faraday Avenue in Kingsway are under way, alongside improvements to the drainage in Overtown Lane in Norden.

In addition, road resurfacing is taking place in Norman Road and Albion Street in Rochdale North, with traffic calming being implemented in Ashworth Street.

Over in Middleton, pavement reconstruction is taking place in Broughton Close and Windermere Road. In Rochdale South, new one ways are being installed in Milkstone and Deeplish.

Other major projects include the redevelopment of the Reed Hill car park and the introduction of new pedestrian and cycle  crossings on St Mary’s Gate in Rochdale town centre, which is currently on site.

Councillor Shah Wazir said: “I’m pleased that we’re heading into winter with smoother, safer roads following the completion of the summer micro asphalt programme. Although micro asphalt is undertaken in the summer as it requires warmer temperatures, we undertake different types of road treatments throughout the year, so our work doesn’t stop.

“We have some really big schemes on the ground right now, including full resurfacing projects and the work on Queen’s Park Bridge, and I know the end results will be really impressive.”

England lose series after losing toss in Barbados

England captain Liam Livingstone was left to rue losing the toss as his side slumped to a fifth successive series loss in the Caribbean as the West Indies cruised to an eight-wicket win to take the one-day series.

After Livingstone called incorrectly in Barbados, England stumbled to 24 for four.

They recovered to post 263 for eight but batting conditions had eased significantly when the reply began under lights, as Brandon King and Keacy Carty made centuries to get the Windies home with seven overs to spare.

As the hosts celebrated a 2-1 win, stand-in England captain Livingstone pointed out that the team that won the toss won the match on each occasion.

“The conditions weren’t very favourable to the team bowling second,” he said. “It’s no excuse, we didn’t get enough runs but ultimately if we’d have got 350, I don’t think it would have mattered.

“The pitch went from being so slow to start with to being absolutely drenched at the end. Both balls were soaking, we changed it halfway through and that was soaking within an over as well.

“I’ve played a lot of cricket in the world and I don’t think I’ve ever played in a game where conditions have changed so much from one innings to the next.

“There’s no surprise that the team who the toss twice in the series won. This time of year out here, it’s pretty difficult to bat first and defend a score.”

England lost both white-ball series last year, and this was a 13th reverse in 20 ODIs for a side that have given youth and inexperience a chance on this visit.

“We’re disappointed,” Livingstone said. “We’ve got a lot of young boys on this trip who have hopefully learnt a lot about playing international cricket. Hopefully, that will stand us in good stead.

“I feel like we’ve taken another step forward in the way we want to play our cricket and we’ve got a lot of people to come back into this squad moving forward.”