Business Manchester

TAB Surpasses Half a Billion in Loan Redemptions

Business

News Desk

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25/09/2025

TAB Surpasses Half a Billion in Loan Redemptions

TAB, the specialist real estate finance and investment company, has announced that it has surpassed £500 million in loan redemptions since its launch in 2018.

This milestone underlines the strength and robustness of TAB’s underwriting, the resilience of its portfolio, and the expertise of its recoveries team. Delivering redemptions at this scale demonstrates the quality of TAB’s risk management and sets the foundation for the next stage of growth towards a £1 billion loan book. This achievement follows shortly after TAB’s announcement of a £500 million funding facility with AB CarVal, further strengthening their position in the UK property finance market.

Duncan Kreeger, CEO of TAB, said:

“Reaching £500 million in loan redemptions is a major milestone for TAB. It is a clear validation of our lending model and the strength of our underwriting and risk discipline, delivering not just speed and flexibility but consistently positive outcomes across our portfolio. When clients repay at this scale, it shows trust in the process, confidence in the product, and belief in the platform. Combined with our £500 million institutional facility from AB CarVal, this moment marks a new chapter in TAB’s growth and underlines our ambition to become the UK’s leading non-bank lender.”

Since its inception, TAB has grown to become a game-changing mortgage provider and a trusted provider of Bridging solutions. The TAB team provide solution-based finance, rapid turnaround times, and responsiveness to market changes. TAB combines transparency, speed, and flexibility to establish strong relationships across the UK property sector, delivering value to both borrowers and investors.

Looking ahead, TAB plans to leverage its partnership with AB CarVal and its demonstrated success in lending to further scale its operations, support more borrowers, and broaden its investment opportunities. TAB continues to innovate, embedding AI across asset-backed finance to enhance speed, precision, and decision-making throughout the lending lifecycle. As the business evolves, it remains true to its principles: trust, transparency, and execution.

About TAB

Founded in 2018, TAB is a real estate finance and investment platform that offers flexible lending solutions for property projects. With a focus on trust, transparency, and innovation, TAB has lent more than £700 million and continues to expand its reach across the UK.

5 Reasons to invest in new build property

Property

Helen Greaney

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22/09/2025

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5 Reasons to invest in new build property

There are few better ways to grow wealth than investing in property, but it is not
always obvious when the best time to invest is, as well as what kind of property
is best.

The UK property market is going through continuous change, but one smart type of investment to consider in 2025 is new-build homes. This post will take a look at five reasons why a new build property is worth considering. Keep reading to find out more.

Minimal maintenance and initial costs

One of the main advantages of buying a new build instead of an older home is that you benefit from everything being in brand-new condition.

With new plumbing, electrical systems, roofing, and appliances, the risk of immediate, costly repairs is virtually eliminated.

New builds also typically come with a builder’s warranty, which covers structural and other issues for a period of several years, giving investors peace of mind and protecting their initial capital.

Superior energy efficiency

New build homes meet strict energy efficiency standards and are often equipped with advanced insulation, double glazing, and energy-efficient heating systems.

This translates to lower utility bills for tenants, which makes the property more attractive to potential renters and can command a premium rental price, thereby boosting your rental yield.

Higher rental yields and premium appeal

New build properties hold a strong appeal for tenants with their fresh, clean aesthetic and modern amenities.

They are often located in up-and-coming areas and designed to cater to modern lifestyles – this premium appeal means that new builds can attract high-quality tenants, which leads to a more profitable and reliable income stream.

Tax and financial advantages

Investors in new build properties can often benefit from specific financial incentives and tax advantages. Depending on the region, there may be grants or favourable financing options available for new construction.

Lenders also view new build homes as lower-risk investments due to their quality and long-term viability, which can make it easier to secure a mortgage with better terms.

Future-proofing and strong capital appreciation

New build homes are designed with the future in mind, incorporating features like smart technology, better layouts, and sustainable materials. As demand for modern, energy-efficient homes grows, new builds are well-positioned to achieve stronger capital appreciation over the long term, making them an excellent asset for your portfolio.

As you can see, it makes a lot of sense to invest in a new build home in 2025. New-build homes can be a smart investment during a period of turbulence and uncertainty in the UK property market.

With minimal maintenance, energy efficiency, higher rental yields, financial and tax advantages, and future-proofing potential, any investor looking for a reliable and growth-oriented property should seriously consider investing in a new build home as opposed to an older property in 2025.

Simple ways to reduce risks at work

Business

News Desk

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19/09/2025

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Workplace safety isn’t just about hard hats and warning signs. Awareness is also crucial.

Small, everyday actions can prevent the kinds of accidents that disrupt lives and businesses.

Whether you’re climbing ladders, handling complex machinery, or working at a desk,
knowing how to reduce risks will keep you confident, productive, and focused on your actual work.

Here are some practical tips on how to proactively prevent risks before they escalate,
and the best part is that you can apply them right away.

Know your work environment

Every workplace has its own quirks. A warehouse or hospital might have uneven flooring,
while an office that seems safer than an industrial environment might have numerous cables that people could trip over.

Taking time to familiarise yourself with your environment helps you anticipate risks before they cause harm. Doing a quick ‘hazard scan’ at the start of the day (like checking for wet floors, unsecured ladders, or any blocked exits) can make all the difference to your personal safety.

Know which legal support is available after an accident

However, even with the best precautions, accidents still happen. It’s important to know what support is available ahead of time. If you or a colleague suffers a fall or serious incident, being aware of the option to pursue fall from height claims ensures you can seek help quickly.

Knowing your rights isn’t just about compensation; it’s about making sure proper safety standards are enforced for everyone.

Use equipment correctly

From step ladders to forklifts, workplace equipment is designed with safety in mind, but only if you use it properly and for its intended purpose. Rushing through jobs, skipping clearly labelled instructions, or ignoring provided safety features often leads to preventable
accidents.

Think of safety protocols as part of the toolkit, just as essential as the equipment itself.

Protective gear is your first line of defence

Don’t think of protective clothing, safety harnesses, helmets, and specialist gloves as optional extras. They’re essential to protect against the unexpected, for example, a falling hammer or a sharp edge.

It also helps to stay physically ready. Even small steps, like wearing proper footwear or taking a few minutes to stretch before lifting a heavy package, will reduce strain and help to prevent injuries.

Prevent workplace risks before they escalate

Risk in the workplace is unavoidable, but accidents don’t have to be. By knowing the hazards in your environment, using equipment and tools correctly, and wearing protective gear, you can keep yourself and your co-workers safe.

Combine these habits with an understanding of your legal rights, and you’ll build a safer, more confident workplace for everyone.

Tees Valley International Film Festival to Premiere “3 Peaks 3 Pots” This November

News Desk

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18/09/2025

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Tees Valley International Film Festival to Premiere “3 Peaks 3 Pots” This November

The eagerly awaited documentary 3 Peaks 3 Pots will have its first screening on 6 November 2025 at ARC Stockton, marking one of the headline premieres of the Tees Valley International Film Festival.

Created by renowned director Paul Suggitt, the film follows adventurer and business leader John Beamson—better known as The CEO Adventurer—as he attempts an extreme undertaking: completing three of Yorkshire’s most challenging peaks and exploring three of the UK’s deepest potholes in one continuous effort.

Merging awe-inspiring landscapes, gripping underground visuals, and an unflinching look at endurance, 3 Peaks 3 Pots examines the sheer fortitude needed to survive such a test. At its heart, the documentary speaks to resilience, leadership, and the personal growth that comes from overcoming the impossible.

“This isn’t just about adventure for adventure’s sake,” said John Beamson. “It’s about testing yourself in ways most people never will, in the dark, in the cold, when your body says stop but your mind has to find a reason to carry on. That’s where real growth happens.”

With filming undertaken across the Yorkshire Dales, audiences will witness both spectacular subterranean shots and candid behind-the-scenes footage charting the preparation for this unrelenting challenge.

The Tees Valley International Film Festival has already described the documentary as a major attraction, celebrating the region’s role in spotlighting bold new storytelling.

Event Details

Film: 3 Peaks 3 Pots
Director: Paul Suggitt
Featuring: John Beamson (The CEO Adventurer)
Premiere: ARC Stockton, 6 November 2025
Festival: Tees Valley International Film Festival

Tickets will be released via ARC Stockton’s website and the festival’s official outlets.

Half of employees feel success goes uncelebrated at work

Business

Helen Greaney

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17/09/2025

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Half of employees feel success goes uncelebrated at work

More than half of UK employees say seeing their organisation featured in the media or winning industry awards makes them feel prouder to work there – but almost half believe their employer does not celebrate success enough internally.

The findings come from HR Unhooked 2025-2026, the latest employer brand research report from PR agency Unhooked Communications. The report surveyed over 2,00 UK adults and explores how media coverage, awards, internal communications and culture shape where people choose to work and stay.

The research highlights that 59 percent of jobseekers look for recent news about an organisation before deciding whether to apply, while 40 percent say award wins influence their decision to apply for a role.

Yet when it comes to internal recognition, many employees feel in the dark, suggesting businesses are missing a vital opportunity to boost engagement and loyalty.

Claire Gamble, managing director at Unhooked Communications, said: “The data shows that external reputation and internal pride are closely connected. When businesses achieve positive media coverage or win awards, it boosts employee motivation and pride, as well as attract top talent – but the benefit is lost if teams are not told about it.

“Celebrating success should not just be a marketing tactic, it is a powerful way to engage, retain and motivate employees.”

The report also explores which channels employees prefer for updates, what topics they care most about – from pay transparency to training opportunities – and how businesses can use PR and internal communications together to create a workplace people want to be part of.

The green fleet: Sourcing affordable EVs at car auctions

Automotive

Helen Greaney

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17/09/2025

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The green fleet: Sourcing affordable EVs at car auctions

The used electric vehicle market is experiencing unprecedented growth across the UK,
with government data showing that zero-emission vehicles accounted for 20% of all new
car registrations in early 2025, representing a 43% increase from the previous year.

As this surge continues, car auctions are becoming a prime source for finding affordable,
pre-owned electric cars that deliver exceptional value for environmentally conscious buyers.

1. Lower prices than dealerships

Car auctions are a highly competitive, fast-paced environment where vehicles are often
sold for less than their retail value. For budget-conscious buyers, this is a significant
advantage.

Used EVs that enter the auction market, often from company fleets or trade-
ins, are typically priced to sell, giving you the chance to acquire a quality vehicle for a
fraction of the cost you would pay at a traditional dealership.

Fleet operators, who are the largest buyers of new electric vehicles, regularly cycle through their inventory, creating a steady stream of well-maintained, low-mileage EVs at auction.

These competitive bidding environments can result in savings of thousands compared to retail prices, making electric mobility accessible to buyers who might otherwise find new EVs financially out of reach.

2. A diverse and growing inventory

The variety of electric vehicles available at auction is expanding every month. You aren’t
just limited to a few models; you can find everything from compact city cars to larger
commercial vans.

Car auctions provide a centralised marketplace for a wide range of manufacturers, models, and years. This gives you more choice and a better opportunity to find a vehicle that fits your specific needs and budget. SMMT data reveals that 381,970 battery electric vehicles were registered in 2024, a 21% increase from the previous year, with fleet purchases driving much of this growth.

3. Detailed information on vehicle and battery health

A major concern when buying a used EV is the condition of the battery. Reputable car
auctions are transparent and provide reports on each vehicle.

These often include the car’s service history, mileage, and most importantly, a battery health check where available. When reviewing these detailed reports, you can make an informed decision and bid with confidence, knowing the state of the vehicle’s most critical component.

Professional auction houses understand that informed buyers make confident bidders, so
they invest in thorough vehicle inspections and documentation.

4. Importance of a pre-auction strategy

To succeed at a car auction, you need a plan. Before you even attend, research the
makes and models you’re interested in and know their market value. Set a firm budget
for each vehicle and stick to it.

The bidding process can be fast, but being prepared and clear on your goals will prevent you from overspending and will help you secure the right car at a price you’re happy with.

Consider factors like charging infrastructure availability in your area, potential running costs, and whether the vehicle meets your daily driving requirements.

Car auctions are an increasingly valuable avenue for accessing affordable electric
vehicles, combining competitive pricing with expanding inventory to make sustainable
motoring more accessible across the UK.

Timberwise Boss Reveals Five Costly Issues Buyers of Older Homes Should Know

Property

News Desk

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17/09/2025

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Timberwise Boss Reveals Five Costly Issues Buyers of Older Homes Should Know

A leading voice in property care has revealed the five most widespread and expensive issues that often arise when people purchase older homes.

George Edwards, Managing Director of Timberwise, has urged homeowners not to ignore these common repair needs, warning that the cost of neglect could be significant.

He commented: “Owning a home can be a handful. There’s a lot to think about and sometimes the DIY projects can stack up and you might be lost on where and when to start.

“To help you understand what problems might need to take priority, it can help to put together a list of common issues in older homes that can lead to property care issues like damp, woodworm, timber rot and more if they are ignored.”

According to Mr Edwards, the key areas to consider are:

Old Plumbing – making sure that plumbing is up to scratch is vital, and whilst you can pay for specialist surveys when purchasing a home, you should always be aware that the chances that the pipes will need attention only goes up within older properties.

Many cases of both dry and wet rot start out because a pipe, either within the cavity of a wall or under floorboards, has burst or sprung a small leak at a seam.

Deteriorating Roof – the roof of an older property may have fallen into effective disrepair over the years and will often need minor or major repairs works.

A yearly inspection can be a massive saver when it comes to repair costs, and the best time to start a healthy routine of keeping it in good condition and avoiding problems like wet rot is right now.

Single Pane Windows – they are, on their own, not an actual problem in a property. In fact, there are many people who might consider certain types of windows as selling factors when they are looking for a new place to live.

Once cold weather rolls in, however, you are going to find that thermal retention is lacking and, when the heating is switched on, you may find you have an issue with condensation.

Weathered Timber Exterior – any older property that has exterior-facing timber is going to be at severe risk of weathering and vulnerable to all kinds of issues, including wet rot, dry rot, and woodworm. An inspection would be advisable, to determine if you have any issues or the likelihood of developing them in the future.

Damaged Bathroom Floorboards – the bathroom is quite prone to the long-term effects of condensation, dry rot, and wet rot. The tiles, laminate, or whatever is on the floor, could well be hiding an infestation of dry or wet rot.

Making sure that the bathroom is in a good condition should be a priority for you, and could well form part of a plumbing check once every two years.

For more information and free advice, visit www.timberwise.co.uk.

K2L Marketing Strengthens Global Footprint with New Offices in Dubai and Illinois

Marketing

News Desk

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16/09/2025

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K2L Marketing Strengthens Global Footprint with New Offices in Dubai and Illinois

Manchester-based performance marketing agency K2L has announced the opening of two new international offices, one in Dubai and the other in Illinois, USA. This expansion represents a significant step in the company’s ongoing global growth strategy.

For over ten years, K2L has been delivering bold, performance-led campaigns across brand, web and digital channels, working with major players in the health, lifestyle and supplements industries. Its portfolio includes established household names such as Bootea, GoNutrition, Marriott Hotel Group and BeautyBay, as well as an expanding base of emerging wellness brands eager to stand out in today’s competitive marketplace.

The move into Dubai and Illinois reflects both increasing international demand and K2L’s commitment to serving clients at the heart of two of the world’s fastest-growing hubs for health and lifestyle innovation.

Dubai continues to develop as a prime destination for premium and wellness brands, while Illinois – with its close links to Chicago – offers access to one of North America’s most dynamic business environments.

Scott Kennedy, Managing Director of K2L, comments:

“Opening in Dubai and Illinois has been a natural step forward for the K2L team. Both regions are undoubtedly experiencing rapid growth in the health and lifestyle industries, and having a presence there means we can work even more closely with the brands we’re already working with. At the same time, it’s our hope that these new offices will open new opportunities, adding to our client roster as more ambitious businesses look for bold, results-driven marketing that’ll cut through the noise. Our team is excited to help brands in these markets ‘Dare to be Different’ and achieve standout results.”

With headquarters in Salford Quays, Manchester, near MediaCity, K2L now operates across three continents, offering clients complete marketing solutions spanning branding, website development, digital, and social media.

This latest expansion enhances the agency’s global influence and positions it to form even stronger partnerships with leading health, lifestyle, and supplement brands worldwide.

Choosing reliable vehicle financing for families in Manchester

News Desk

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15/09/2025

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Choosing reliable vehicle financing for families in Manchester

When it comes to securing vehicle financing for your family, reliability is essential. Families need to consider the long-term impact of their financial decisions, especially in a busy city like Manchester. Knowing how to choose the right provider ensures peace of mind for years to come.

Choosing the right vehicle finance option is crucial for families who rely on their cars for daily life. Ensuring long-term reliability means looking beyond the immediate cost and considering factors that affect your family’s financial stability.

By navigating options such as car finance Manchester, you can secure a reliable path to vehicle ownership that suits your family’s needs. This guide will provide insight into selecting a trustworthy provider, ensuring you make informed choices that benefit your family in the long run.

Selecting a family-friendly vehicle

Choosing a family-friendly vehicle involves considering multiple factors, from safety features to practicality and comfort. Safety should be a priority, with families looking for vehicles equipped with modern safety technologies such as airbags, anti-lock brakes, and advanced driver-assistance systems. Beyond safety, practicality is important; families often seek cars with ample space for passengers and luggage, ensuring comfort during travel.

Fuel efficiency is another important consideration, as it affects both environmental impact and daily expenses. Families should evaluate models offering competitive miles per gallon rates to balance budget constraints with ecological responsibility.

Additionally, reliability ratings should not be overlooked; choosing a dependable make or model can minimise unexpected maintenance costs and reduce stress over time.

Beyond these features, aesthetics and brand reputation may influence your decision. Many families are drawn to brands known for durability and quality service. However, it’s essential to remain objective and prioritise practical needs over brand loyalty when choosing a vehicle that will serve your family well into the future.

Modern family vehicles also come with innovative technology features that enhance both safety and convenience. Built-in entertainment systems can keep children occupied during long journeys, while connectivity options like Bluetooth and smartphone integration help parents stay connected safely while driving.

Many newer models also include family-specific features such as rear-seat reminder systems, child-lock controls, and easy-access ISOFIX points for car seats, making them particularly suitable for growing families.

Understanding responsible financing practices

Responsible financing is critical for maintaining financial health while purchasing a new car. Understanding interest rates and loan terms can prevent long-term financial strain, making it vital to compare different offers thoroughly. The process begins by assessing your current financial situation and determining what monthly payment fits comfortably within your budget.

Avoiding extended loan terms, which often increase total interest paid, is advisable unless absolutely necessary. Shorter loan durations generally mean higher monthly payments but result in significant savings in interest over time. Families should also consider pre-approval options from various lenders to gain a clearer understanding of their financial options without committing prematurely.

Another aspect of responsible financing is maintaining transparency about total costs involved in purchasing a vehicle. This includes being aware of potential hidden fees or additional charges that might arise during the transaction process. Opting for transparent lenders who clearly outline all costs ensures you’re never caught off-guard by unexpected expenses.

Evaluating finance providers

When selecting a car finance provider in Manchester, diligence is key to securing a reliable deal. Begin by researching providers’ reputations through customer reviews and ratings; this will give you insight into their reliability and customer service quality. It’s crucial to opt for providers known for transparency and ethical practices, such as Concept Car Credit.

Assessing the range of finance options offered by each provider is also important. Different providers may offer varying interest rates and repayment plans, so comparing these offerings can lead to more favourable terms tailored to your situation. Additionally, consider whether the provider offers flexibility in terms of payment schedules or early repayment penalties.

Customer support plays a significant role in choosing the right provider. A provider’s willingness to assist clients throughout their loan tenure indicates strong customer service commitment. Ensure that your chosen provider is accessible and responsive, ready to address any concerns or issues that may arise during your financing period.

Benefits of reliable car finance

The advantages of selecting a trustworthy car finance provider extend beyond immediate convenience; they contribute significantly to long-term financial health. By choosing a reliable provider, families enjoy greater peace of mind knowing their financing is stable and manageable over time.

Reliable financing ensures consistent monthly payments that fit within your budget, preventing unexpected financial strain. Additionally, clear communication from reputable providers aids in understanding loan terms fully, empowering you to make informed decisions throughout your financing journey.

Furthermore, establishing a positive relationship with a credible finance provider can enhance future credit opportunities. Timely repayments improve credit scores over time, opening doors to more favourable borrowing conditions should you require additional funding later on.

Incorporating newsworthy elements, such as the government-funded support for parents and carers returning to STEM in Greater Manchester, highlights the broader economic landscape and opportunities for families in the region. This support reflects the importance of reliable financial solutions, like those offered by Concept Car Credit, in helping families achieve their goals.

Appy Pie Unveils Snappy 2.5: A Faster, Smarter Website Builder Designed Around User Feedback

News Desk

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15/09/2025

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Appy Pie Unveils Snappy 2.5: A Faster, Smarter Website Builder Designed Around User Feedback

Appy Pie has introduced Snappy 2.5, the latest upgrade to its website builder, developed in direct response to long-standing user feedback. This release focuses on delivering faster performance, improved design flexibility, and broader integration options, helping small businesses and creators build standout websites in the competitive no-code market.

“With Snappy 2.5, we’re giving our users the freedom to build websites that feel uniquely theirs,” said Abhinav Girdhar, CEO and Founder of Appy Pie. “This release is about listening to our community, improving reliability, and making sure our platform grows with the needs of modern creators and businesses.”

One of the most noticeable changes in Snappy 2.5 is the shift toward greater customization. In earlier versions, users often complained that the builder produced websites that felt generic. With this release, Appy Pie AI website builder introduces more flexible layouts, refreshed templates, and advanced theme options, allowing businesses to express their identity instead of being confined to cookie-cutter designs.

Performance improvements also take centre stage. Tasks such as editing, previewing, and publishing are now much quicker and more reliable, significantly reducing delays and frustrations. This increase in stability ensures that creators can focus on building and launching their sites with confidence.

Snappy 2.5 also expands integration capabilities, offering seamless connections with more third-party services. From e-commerce tools and social media feeds to productivity add-ons, the update opens up broader functionality. Together with a simplified dashboard and updated tutorials, the platform caters both to newcomers and to experienced users looking for greater control.

The release arrives at a critical time as competition in the no-code website space continues to intensify. By focusing on flexibility, performance, and user empowerment, Snappy 2.5 positions Appy Pie Website Maker as a serious contender in a crowded market.